444-Days FD Rates: SBI, Canara Bank, PNB, BoB, Indian Bank, Which Public Sector Bank Is Offering Best FD Rates

Majority of public sector banks are offering special fixed deposit interest rates for a tenure of 444 days. The most attractive FD rate for a 444 days tenure is 7.4%, offered by a particular public sector bank. However, most PSBs have launched this special FD scheme. These banks include SBI, Canara Bank, Indian Bank, Bank of Baroda and Punjab & National Bank (PNB). FD rates are steady as the Reserve Bank of India (RBI) has kept the repo rate unchanged to 5.25% in April 2026.

Check Best 444 FD Rates

SBI 444 Days FD Rates:

SBI has launched a special FD scheme called 'Amrit Vrishti' which is for 444 days tenure. For this FD, the bank is offering a 6.45% rate to the general category. Senior Citizens and Super Senior Citizens are eligible for additional benefits in the rate of interest.

Canara Bank 444 FD Rates

For deposits below Rs 3 crore with a tenure of 444-days, Canara Bank is offering 6.50% rate to general individuals and 7% rate to senior citizens under the callable category. Under the non-callable category for deposits starting above Rs 1 crore, the bank is offering 6.60% to general category and 7.10% to seniors.

PNB 444 Days FD Rates

PNB is offering one of the highest rate on 444 special FDs, and the biggest beneficiary are super senior citizens who will get 7.40% interest rate. For senior citizens, the rate is at 7.10%. Lastly, for general category, PNB offers 6.60% rate.

Super senior citizens are those depositors who are 80 years old and above. While senior citizens are between 60 years to 80 years age group.

Bank of Baroda 444 Days FD Rates:

Bank of Baroda offers 444-dats term deposit scheme as bob Square Drive Deposit. The interest rate is at 6.45% p.a. for the general public, 6.95% p.a. for senior citizens, 7.05% p.a. for super senior citizens (aged 80 years & above) and 5bps additional on Non-Callable Deposits.

Indian Bank 444 Days FD Rates:

This bank's 444-days FD scheme is called as Ind Secure (444 Days), under which, Indian Bank gives 6.60% rate to general category and 7.10% rate to senior citizens. The super senior citizens will get 7.35% rate.

On its website, Indian Bank said that the IND Secure scheme is introduced with investment starting from Rs.1000 to less than 3 Crore in the form of FD/MMD with callable options for a maturity tenor of 444 days. Bank holds the right to extend/ withdraw the facility in full or in part at its discretion at any time in future.

How To Open A Fixed Deposit Account?

There are two methods to open an FD account which are online and offline. For online procedure:

Step 1: You can open an FD account through net-banking or through the official app of the bank where you have a normal account.

Step 2: Search for the Fixed Deposit option on the app or website.

Step 3: After selecting the option, click on 'Open FD' or 'Apply' option.

Step 4: Fill the required information like the amount you would like to have for FD, tenure, returns payable option either monthly, quarterly, half-yearly or yearly, and also whether your FD will be under callable or non-callable option. Generally, you can transfer the lump-sum amount in your bank as FDs.

The offline option is to visit the bank branches with required documents. You will be required to fill a form, attach the necessary documents and give the amount for FDs either through cash or cheque.

Documents Required for FD Account Opening

Proof of Identity (Any one of the following):
Passport
PAN card
Voter ID
Driver's license
Aadhaar card
Proof of Address (Any one of the following):
Passport
Aadhaar card
Bank statement
Proof of Date of Birth (Any one of the following):
Birth certificate
Service discharge certificate
PAN card
Aadhaar card
Voter ID

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