5 Best Credit Cards For Every Day UPI Payment

From regular grocery purchase to payment fro Ola, Uber or Rapido, credit card usage has evolved all the way from making big ticket payments to every day purchases. As growing number of people are now using credit cards for small UPI payments, financial institutions now also come with attractive reward point and cashback schemes as well.

So if you are planning to apply for a credit card which offers rewards beyond airport lounge access, dinning, and air travel, here are five top credit cards that are designed to reward users on every day expense.

Airtel Axis Bank Credit Card

Airtel Axis Bank credit card comes with a zero joining fee and it offers up to 25% cashback on Airtel mobile, broadband and DTH payments. This credit card also gives up to 10% cashback on utility bill payments and select partner merchants. It also gives around 1% cashback on all other spends. Credit card users can also get fuel surcharge waiver on eligible transactions.

Axis Bank SuperMoney RuPay Credit Card

Axis Bank SuperMoney RuPay Credit Card also comes with zero joining and renewal fees. Users can get up to 3% cashback on UPI payments vis the SuperMoney app. They can also earn cashback on different eligible spends. The credit card also support credit card based UPI payments on RuPay QR codes.

Lifetime free structure with no joining or annual fees eliminates the expenses to make only for owning the credit card. Users can also enjoy fuel surcharge waiver on eligible transactions.

PhonePe SBI Credit Card

PhonePe SBI Card also cmes with zero joining fee for the first year and around 5% reward on all online spends across merchants. Users can also get up to 10% rewards on PhonePe categories such as recharges adn bill payments. You can also get a straight 10% discount on your insurance premiums payments via PhonePe.
Reward points are redeemable against the credit card bill with per point equivalent to Re 1. Users can also enjoy complimentary domestic lounge access and international lounge access via Priority Pass. The credit card is available on RuPay and Visa.
Tata Neu HDFC Bank Credit Card

Users can earn NeuCoins across Tata brands like BigBasket, Croma, Air India and Tata 1 mg. There will be additional rewards on UPI transactions and users can also earn lounge access and milestone-based benefits.

Flipkart Axis Bank Credit Card

The co-branded credit card offers 5% cashback on Flipkart and Myntra, 4% cashback on preferred partners like Swiggy, Uber and PVR. Additionally, they can get 1% cashback on all other spends.