5 Best Credit Cards For Online Shopping | Full List Here

Access to convenient credit, improvement in credit history, and the potential for significant savings through rewards and bonuses make credit cards a valuable financial tool. Wise usage of credit cards makes them a favourable option for people to maximise their benefits on shopping, travelling or while dining out with the help of reward points and cashbacks.

A thoughtful utilisation of credit cards not only aids in managing finances better, but it also helps in securing perks that can enhance one's lifestyle. As we live in the era of e-commerce for shopping, here are the top five credit cards individuals can own to maximise their benefit and reward points, according to Paisabazaar.

Top 5 Credit Cards for Online Shopping

HDFC Millenia Credit Card

HDFC Millenia Credit Card comes with a joining fee of Rs 1,000 and an annual renewal fee of Rs 1,000. Its card owners can get a cashback of 5% on shopping on Amazon, BookMyShow, Flipkart, Myntra, Zomato, etc. Card users can get upto 1,000 bonus points on card activation. Whereas, they can get upto 20% off on dining at partner restaurants.

Amazon Pay ICICI Credit Card

With a zero joining fee and annual or renewal fee, credit card users can get a cashback of up to 5% on Amazon purchases. Additionally, they can enjoy 1% discount on all offline purchases. THe co-branded credit card also offers discounts and reward points on Amazon Prime membership, Amazon spends on non-prime members, payment at Amazon pay partner merchants, etc.

Flipkart Axis Bank Credit Card

People can apply for this credit card with a joining fee of Rs 500 and an annual renewal fee of Rs 500. This credit card owners will enjoy a 5% cashback on transactions at Flipkart and Cleartrip which will help them to save while making online purchases or booking for their next trip. For those who love to order food online, usage of this credit card on transactions will offer 4% cashback on partner merchants like Swiggy, PVR, Uber, etc.

SBI SimplyCLICK Credit Card

This card comes with a joining and annual (or renewal) fee of Rs 499. People can earn up to 10X reward points on top of online brands like BookMyShow, Swiggy, Myntra, etc. It also offers 5X reward points on other online spends. Credit card owners can also earn one reward point on every purchase of Rs 100 for other categories. People will also get Amazon India gift card on joining fee payment.

Cashback SBI Card

Cashback SBI Card comes with a joining fee of Rs 999 and an annual (or renewal) fee of Rs 999. Online shopping with this card offers a 5% cashback, whereas this credit card users can also get 1% cashback across all offline spends. Apart from this, people can earn 1% fuel surcharge waiver of up to Rs 100 every month. If the credit card spending exceeds Rs 2 lakh for a year, then the renewal fee will be reversed.