5 Best Credit Cards in India in 2026 For Online Shopping | Check Full List

Online shopping comes with multiple discounts, offers and rewards and people often use credit cards to get the maximum benefit of these schemes. Mindful use of credit cards can help in making smart purchases and enjoy additional discounts and cashback offers.

For those who are planning to make purchases for their summer vacation travels, here are all the details about top five credit cards for online shopping, as per Paisabazaar.com.

5 Best Credit Cards in 2026

Cashback SBI Card

The Cashback SBI Card offers 5% cashback on all online spends. Credit card owners can also get up to Rs 48,000 cashback in a year. The credit card comes with a first year fee of Rs 999. They can also earn 1% fuel surcharge waiver of up to Rs 100 per statement cycle on all fuel transactions worth between Rs 500 and Rs 3,000. Credit card holders will have to pay 3.75% (per month) finance charges, and late payment charges for outstanding balance of certain amount.

HDFC Millenia Credit Card

The credit card comes with 5% cashback facility on popular everyday brands. Users will get 1,000 bonus points on card activation, and up to 10% off on partner restaurants. Users will have to pay Rs 1,000 joining fees with taxes and Rs 1,000 annual/renewal fees.

Flipkart Axis Bank Credit Card

The credit card users can get straight 7.5% cashback on online purchases on Myntra. Additionally, they can get 5% cashback on spends on Flipkart. They will also get 5% cashback on ClearTrip. There will also be joining fee of Rs 500+taxes, and annual/renewal fee of Rs 500+taxes.

HSBC Live+Credit Card

The credit card comes with 10% cashback on dinning, grocery, and other spends. The card users can also get up to 15% off on dining at partner restaurants, 4 domestic lounge visits every year, and a joining fee of Rs 999+taxes and annual/renewal fee of Rs 999+taxes.

SBI SimplyClick Credit Card

The credit card comes with a 5x reward offers on all online spends, 10x rewards on Dominos, Myntra, Yatra & More. The card also offers low annual fees and easy approval. Credit card users will have to pay Rs 499+ taxes on joining fees and Rs 499+taxes on annual/renewal fees.

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