5 Best Fuel Credit Cards in India | Check Full List To Save On LPG, Petrol, Fuel, and FASTag Spends

Fuel credit cards can be a smart way to cut down on everyday expenses such as LPG cylinder refills and petrol or diesel purchases. For individuals who spend a significant portion of their monthly budget on fuel, these cards offer added value through reward points, cashback, and discounts, helping maximise savings on routine transactions.

Smart use of credit cards can help people save big on their bills and even earning cashbacks and reward points that can be redeemed later in other occasions. Here are five top fuel credit cards in India.

5 Fuel Credit Cards in India

IndianOil RBL Bank XTRA Credit Card

The credit card comes with a joining fees of Rs 1500 and an annual renewal fee of Rs 1500. Cardholders can earn aroun 15 Fuel Points for every Rs. 100 spent on IOCL fuel. This will be equal to savings of 7.5% on fuel expenses. Additionally, card users can also saven on fuel transactions between Rs 500 and Rs 4,000. They will receive a 1% fuel surcharge waiver, offering added relief on regular refuelling costs.

BPCL SBI Card Octane

The credit card comes with a joining fee of Rs 1499 and an annual renewal fee of Rs 1499. Credit card users can get upto 1% surcharge waiver, and up to Rs 100 per month, on BPCL fuel spends of up to Rs 4,000.

Cardholders can earn around 25 reward points per Rs 100 spent on BPCL fuel, lubricants and Bharat Gas. Additionally, they can get 1 point on other transactions as well.
Spending at BPCL outlets can help in getting a 1% surcharge waiver, capped at Rs. 100 on spends up to Rs. 4,000. Users can also get 6,000 points after payment, with a value of Rs. 0.25.

IDFC FIRST Power+ Credit Card

This HPCL-linked card focuses on rewards for common expenses while adding travel and entertainment benefits. Cardholders earn points on fuel, groceries, utilities, digital payments and IDFC FIRST FASTag. Regular use can unlock lounge access, movie savings and an annual fee waiver.

Fuel users get 30 rewards per Rs. 150 spent on HPCL fuel and LPG. Transactions through the HP Pay app earn 6 Happy Coins per Rs. 100. Grocery, utilities and IDFC FIRST FASTag spends also earn 30 rewards per Rs. 150. UPI and other purchases earn 3 rewards per Rs. 150, with 1 RP equal to Rs. 0.25.

IndianOil Kotak Credit Card

The card comes with a joining fee of Rs 449 and an annual renewal fee of Rs 449. The credit card offers around 5% savings on card spends on IndianOil fuel. Additionally, they can 2% back as reward points for every Rs 150 spent on dining and grocery items. The card users can get 3 reward points per Rs. 150 spent on others; 1,000 reward points on making a minimum spend. Rs. 500 in the first month.

IndianOil HDFC Credit Card

The credit card comes with a Rs 500 joining fee and Rs 500 annual renewal fee. The credit card offers 5% fuel points on spends done at IndianOil outlets. Users can also get 1% fuel surcharge waiver, up to Rs 250 per month, for IOCL fuel spends of Rs 400 and above. They can also become a part of IndianOil XTRAREWARDS Program membership.