Best Credit Cards For UPI Payments In 2026 | Check Full List

In the era of digital payments, socialising on the internet, attending online coaching classes, and storing documents electronically, carrying a physical credit card everywhere you go may seem increasingly outdated. That's why many credit cards come with an option to link it to your mobile payment applications like PhonePe, Paytm, BHIM, etc.

If you are planning to apply for a credit card, here are top options that come with UPI payments.

Best Credit Cards That Come With UPI Payment Option

Tata Neu Infinity HDFC Bank Credit Card

The Tata Neu Infinity HDFC Bank Credit Card comes with a Rs 1499 joining fee (including taxes). Credit card users can also save up to 10% on Tata Neu Spends' IconSave and around 5% value-back on other spends IconUps. Credit card users can also enjoy complimentary lounge access worldwide.

HDFC MoneyBack+ Credit Card

The HDFC MoneyBack+ credit card comes with a low joining and annual fee of Rs 500. Users can get up to 10x rewards on multiple brands' icon and around 10x rewards on multiple brands. They can also get extra 10% discount via Swiggy Dineout's Icon Extra 10% discount via Swiggy Dineout. People can also get a joining fee of Rs 500.

Airtel Axis Bank Credit Card

The Airtel Axis Bank credit card comes with a 25% cashback on Airtel Thanks App and around 10% cashback on Zomato spends' icon. Credit card holders can earn around 10% cashback on utility bill payments. The card comes with Rs 500 joining fee (excluding taxes) and Rs 500 renewal fee.

ICICI HPCL Super Saver Credit Card

The ICICI HPCL Super Saver credit card comes with 5% cashback on HPCL fuel spends, domestic lounge visits every year, and around 25% discount on BookMyShow and INOX Icon. The credit card comes with a joining fee of Rs 500 (excluding taxes) and a renewal fee of Rs 500.

Yes Bank PaisaSave Credit Card

Yes Bank PaisaSave credit card comes wih 6% cashback offer for travel expenses, 6% cashback on all dining spends and around 1% cashback on all UPi transactions. The credit card comes with zero joining fee and an annual renewal fee of Rs 499 (excluding taxes).

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