Best Rated Flexi-Cap Mutual Fund SIP Ticked Upto 65% Return: See Portfolio

Flexi cap fund investment rationale

Flexi-cap funds can invest in company stocks across the market capitalization spectrum, that is large-cap, mid-cap, and small-cap stocks. Hence, Flexi-cap funds will help you to diversify your portfolio by balancing the risk and return aspects. When the equity markets are quite volatile, even at that time, these mutual funds are expected to deliver steady returns. The fund manager will select the stocks among multiple companies and sectors based on the previous returns. With a poor performance by any stock, the fund manager will alter the investment and choose the better performing stock.

However, investors should check the NAV and AUM of the mutual fund house to analyze the liquidity and security of the fund.

UTI Flexi Cap Fund - Direct Plan-Growth

UTI Flexi Cap Fund - Direct Plan is a mutual fund SIP investment that has a NAV of Rs. 259.62, and the size - Of assets Under Management (AUM) of this fund is Rs. 24898.96 crore. On the other hand, the Expense Ratio (ER) of this fund is 0.93%, while the category average is 0.95%. The ER is marginally lower than the category average, so it can enhance the profitability for the investors.

AUM is the total market value of the assets which a mutual fund will manage at a point in time. The Expense Ratio is the percentage, which the fund house will use from the retail investors' investments, for fund management purposes.

This mutual fund SIP has been best rated with 5 Star by reputed rating agency Crisil.

Absolute and annualized returns

As it is a Flexi cap fund, its absolute returns from SIPs have been reported good both in the long and short-term. In the last 1-year SIP return stood at 1.60%, in the last 2 years it has fetched 29.33% returns, in the last 3 years it has given 45.18% returns, in the last 5 years, it has fetched 65.27% returns. Annualized returns from UTI Flexi Cap Fund - Direct Plan's SIP were 26.93 % in the past 2 years, and 25.77% in the past 3 years.

UTI Flexi Cap Fund - Direct Plan's absolute mutual fund returns are the highest in 5 years terms. In the last 1 year return stood at 19.36%, in the last 2 years it has fetched 108.69% returns, in the last 3 years it has given 76.25% returns, in the last 5 years it has given 123.41% returns. In the past 2 years, the UTI Flexi Cap Fund - Direct Plan's annualized returns stood at 44.46%, outperforming the category average stood at 42.26%.

(Data till April 13, 2022)

Portfolio

UTI Flexi Cap Fund - Direct Plan's total equity holding is 96.85%, and the rest of the 2.99% is invested in other sectors. Among total 62 stocks, the Fund's Large Cap Investments are 42.16%, Mid Cap Investments are 26.8%, Small Cap Investments are 11.02%; and 16.87% investments are allocated to other funds.

The top 10 equity holdings of the fund are Bajaj Finance Ltd., Larsen & Toubro Infotech Ltd., HDFC Bank Ltd., Infosys Ltd., ICICI Bank Ltd., Kotak Mahindra Bank Ltd., Housing Development Finance Corporation Ltd., Mindtree Ltd., Avenue Supermarts Ltd., Info Edge (India) Ltd.

Other funds under this category are, PGIM India Flexi Cap Fund - Direct Plan - Growth, Edelweiss Flexi Cap Fund - Direct Plan - Growth, HSBC Flexi Cap Fund - Direct Plan - Growth, etc.

(Also read: This Small Cap Mutual Fund Given Upto 185% Return In 2 Years: Value Research Rated)

Disclaimer

Investing in equities/mutual funds/SIPs/debts poses a risk of financial losses. Investors must therefore exercise due caution. Greynium Information Technologies, and the author are not liable for any losses caused as a result of decisions based on the article.