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Best SIP Plans That Offered Above 110% Returns, In Last 3 Years

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A Systematic Investment Plan or SIP is probably the most popular investment instrument among the new generation nowadays, in India.

 

What does make a SIP lucrative?

What does make a SIP lucrative?

The domestic investors of this country have been the major boost for the equity markets, as they invested through mutual funds and SIPs. But, it is a common question among them, how to select the best SIP that will give good returns.

There are many approaches to that. One can select based on ratings by research firms, or the past years' returns or they can analyze the companies where the mutual funds are investing. In the last one, the market capitalization of the companies (AUM) will matter highly. But in this article, we have selected the 3 best SIP mutual funds that have offered enormous returns in the past year, and also were 5 star by rating agency Crisil. So that, the investors can feel secure about the funds, before investing.

1. Quant Tax Plan
 

1. Quant Tax Plan

Quant Tax Plan is a Direct Plan, that comes under the ELSS category. It means these funds will offer you tax savings, but it will have a 3 years lock-in period. In the past 1 year, the fund has given a 27.18% return, in the last 2 years the fund has given 86.85% return, in the past 3 years the fund has given 110.92% return, while its 5 years' returns stood at 135.81%.

The fund's AUM is Rs. 554.93 Crore, while the Expense Ratio is 0.5%, which makes it a lucrative fund. The top 5 holdings of this fund are: Vedanta Ltd., ITC Limited, Reliance Industries Ltd., Adani Enterprises Ltd., and State Bank Of India. This fund's Large Cap Investments are 54.25, Mid Cap Investments are 12.11%, and Small Cap Investments are 23.77%.

Not just because of previous returns, this pan is particularly very popular as it is an ELSS plan. Generally, new age investors age being more patient about their investment period, and they are keeping money in a fund for longer than earlier days. So, a 3 years lock-in period is not a very challenging option for them. Along with tax saving, this fund is offering them a unique kind of return, which makes it coveted.

2. Kotak Small Cap Fund

2. Kotak Small Cap Fund

Kotak Small Cap Fund is a Direct Plan. It is a small cap fund, which means investors are generally skeptical about the security and safety issue of the plan. In the past 1 year the fund has given a 29.95% return, in the last 2 years the fund has given 88.73% return, in the past 3 years the fund has given 110.30% return, while its 5 years' returns stood at 123.23%. These two funds have given mostly the same average returns in the past days till 3 years, only the 5 years' returns have been better in the Quant Tax Plan. But the Kotak Small Cap Fund's AUM is higher than the earlier fund.

This fund's AUM is Rs. 6508.6 Crore, while the Expense Ratio is 0.48%, which makes it a lucrative fund. The top 5 holdings of this fund are: Century Plyboards India Ltd., Sheela Foam Ltd., Carborundum Universal Ltd., Persistent Systems Ltd., and Supreme Industries Ltd. This fund's Large Cap Investments are 1.81%, Mid Cap Investments are 11.38%, and Small Cap Investments are highest at 69.7%.

3. Quant Small Cap

3. Quant Small Cap

Quant Small Cap is a Direct Plan, that too comes under the small-cap category. In the past 1 year, the fund has given a 35.28% return, in the last 2 years the fund has given 123.88% return, in the past 3 years the fund has given 150.59% return, while its 5 years' returns stood at 158.85%. These last two funds are riskier plans than the first one because these are small-cap funds. These funds are recommended for investors who have a better risk appetite, as these mutual funds can be very volatile at any time. Investing in small-cap funds is mostly avoided by new investors. But as they gain experience about a few years, they can invest in small caps.

The fund's AUM is Rs. 1270.6 Crore, while the Expense Ratio is 0.5%, which makes it a lucrative fund. The top 5 holdings of this fund are: ITC Limited - Cigarettes, Indiabulls Real Estate Ltd., Arvind Ltd., Bank Of India, and India Cements Ltd. This fund's Large Cap Investments are 11.02%, Mid Cap Investments are 7.67%, and Small Cap Investments are highest at 68.9%.

Disclaimer

Disclaimer

The mutual fund is subject to risk, invest carefully. Goodreturns.in has only cumulated the data and details of the funds. Investing in mutual funds poses a risk of financial losses. Investors must therefore exercise due caution. Greynium Information Technologies and the author are not liable for any losses caused as a result of decisions based on the article.)

Data source: moneycontrol

(Also read: 3 Best ELSS Funds For Upto 38% Returns, In Past 3 Years, To Save Tax)

Story first published: Sunday, December 19, 2021, 9:15 [IST]
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