Diwali 2025: How To Be Firecracker Ready and Secure with Rs 11 Festive Insurance Plan

Less than a month is left for Diwali celebrations and preparations are in full swing for the popular Hindu festival. For many, sweets, new clothes, fireworks, firecrackers, etc are an important part of Diwali celebrations. To provide safety against firecracker related injuries, PhonePe has launched firecracker insurance worth Rs 11 ahead of the festive season.

Diwali Firecracker Insurance: What Is It?

PhonePe's affordable coverage costs Rs 11 (including GST) and offers protection of up to Rs 25,000 for 11 days. The PhonePe's firecracker insurance is designed to provide financial security against firecracker-related accidents.

Firecracker Insurance Coverage

The insurance plan covers the policyholder, their spouse, and up to two children under a single policy, according to the company press release. It is valid for 11 days starting from October 12th, 2025. If purchased after this date, the coverage will last for 11 days from the purchase date. This ensures that families can enjoy the festivities without worrying about potential accidents.

How To Get The Firecracker Insurance?

Follow the below mentioned steps to get the firecracker insurance ahead of Diwali:
-Download and install the PhonePe application.

-Now open the Insurance section and select Firecracker Insurance.
-Next, choose the plan details with a sum insured of Rs 25,000 and a premium of Rs 11.
-Users can then view detailed information about the insurer and plan benefits before proceeding.
-Review all the details, and fill in the policyholder's information.
-Double check the information and tap 'Proceed to Pay' to complete the transaction.
-The process is designed to be quick and straightforward, taking less than a minute to secure coverage.

What Will The Plan Cover?

This insurance plan covers hospitalisation for more than 24 hours, day-care treatment for less than 24 hours, and accidental death. The simplicity and transparency of this offering make it accessible to all users through the PhonePe app.

PhonePe Limited was launched in August 2016, its digital payments app has gained over 65 crore registered users by August 2025. The company boasts a vast network of over 4.5 crore merchants accepting digital payments across India.