Hurry Up, 9 Days Left! Your PAN To Be Inactive If Not Linked With Aadhaar By Dec-31; How To Link PAN-Aadhaar

The PAN card and Aadhaar card are two of the most important forms of identification for Indian citizens. The government has made it mandatory to link your PAN card with Aadhaar. The reason behind linking your PAN with Aadhaar is to have a seamless process for your income tax returns, investments, bank account opening, and much more. The process to link PAN with Aadhaar is easy and can be done on the Income Tax Department's e-filing portal. That being said, hurry up, link your PAN with Aadhaar before 2025-ends.

There are onlt nine days left!

Aadhaar-PAN Card Linking Deadline:

Linking your PAN card with Aadhaar card is mandatory in India. This year, the Finance Ministry said that every person who has been allotted permanent account number on the basis of Enrolment ID of Aadhaar application form filed prior to the 1st day of October, 2024, shall intimate his Aadhaar number to the Principal Director General of Incometax (Systems) or Director General of Income-tax (Systems) or the person authorised by the said authorities on or before the 31st day of December, 2025 or such date as may be specified by the Central Board of Direct Taxes in this behalf.

Hence, the deadline to link Aadhaar with PAN is December 31, 2025.

Why You Should Link Your PAN With Aadhaar?

According to Income Tax Department, if you do not link your PAN with Aadhaar before December 31st, they will firstly become inoperative. And because your PAN is inactive, you will face following consequences:

- First and foremost you will not be able to file your income tax return on respective financial year. And further you will not be able to get any refund if your tax payment is in excess of tax dues.

- You will be charged with tax deducted at source (TDS) and tax collected at source (TCS) at a much higher rate than the current one.

- Form 15G/H will not be acceptable if your PAN is inoperative.

- Existing Form 15 G / H becomes ineffective till the time your PAN is inactive.

- You will be restricted in opening Demat account or processing any transactions in market-related instruments, as per CDSL and NSDL guidelines.

- Further, trading in bonds, mutual funds, and insurance will be prohibited.

- Also, it is mandatory to provide your active PAN card with your bank account. Inoperative PAN card will further be restricted to bank account operations and high value transactions.

- You will face difficulty in apply for term loans like personal loans, auto loans, educational loans and home loans.

Penalty For Missing Deadline Of PAN Aadhaar Link

As per the latest guidelines, you will face a penalty of Rs 1,000 via Income Tax e-Pay facility for reactivating your PAN card after missing the December 31 deadline.

How To Link PAN-Aadhaar Card?

Aadhaar PAN link request can be made both in the Post login as well as in Pre-login mode, as per the IT department.

Submit Aadhaar PAN link Request (Post login):

Step 1: Go to e-filing Portal > Login > On Dashboard, in Profile section under the Link Aadhaar to PAN option, click Link Aadhaar.

Or alternatively, click on Link Aadhaar in personal details section.

Step 2: Enter the Aadhaar number and click on Validate.

Submit Aadhaar PAN link Request (Pre-login):

Step 1: Go to e-filing portal home page and click on Link Aadhaar under Quick Links.

Step 2: Enter the PAN and Aadhaar and click Validate.

Step 3: Enter the mandatory details as required and click on Link Aadhaar.

Step 4: Enter the 6-digit OTP received on mobile number mentioned in the previous step and click on Validate.

Step 5: Request for link of Aadhaar has been submitted successfully, now you can check the Aadhaar-PAN link status.