ICICI Bank Alert! Major Debit Card Changes Kick In From June 21; Check What’s Changing

ICICI Bank Alert: ICICI Bank is set to implement a host of changes for its debit card services and charges from th June 21, 2026. ICICI Bank Customers using select debit cards may see revised charges related to international transactions, domestic transactions in foreign-registered merchant setups, etc.

DCC fee on ICICI debit card-linked international transactions is likely to rise sharply next month. Here are all the details to know.

ICICI Bank Debit Card Changes In June: What Will Change For Customers?

ICICI Bank debit card users would be required to pay a higher DCC fee. The amount is levied on transactions that are done in Indian currency overseas. The same charge also applies when payments are made in Indian currency to merchants based in India but registered abroad, which often appears on some online spends.

The DCC fee will move from 1% of the transaction value to 3.5%. The revised rates will be applicable on every eligible transaction and will show in card statements that will be generated on or after June 21, 2026.

ICC Debit Card Annual Fee Hike

Apart from the revision in the DCC fee, ICICI Bank has also revised annual and periodic fees on many debit card variants. ICICI Bank revises annual and periodic fees on many debit card variants. The ICICI Bank Coral Plus Debit Card will no longer carry a monthly fee of Rs 249. Instead, cardholders will pay a single annual charge of Rs 2,499 from the effective date.

Who Will Be Impacted by the Debit Card DCC Fee Hike

ICICI Bank customers who use DCC instead of direct foreign currency charges will see a direct impact on their international transactions. Whereas, ICICI Bank Coral Plus Debit Card holders may have to pay annual fee charges as per the revised rates.

ICICI Debit Card Fee Hikes

Apart from the ICICI Bank Coral Plus Debit Card, the annual charge on Coral Paywave Debit Card, Coral Chip Debit Card, Coral MasterCard Debit Card and RuPay Coral Debit Card will increase from Rs 699 to Rs 749, adding a small extra yearly outgo for users.
ICICI Debit Card Annual Fee Hike to Rs 749

The Paywave Expressions Debit Card, Expressions Paywave Debit Card, Expressions MasterCard Debit Card and NRE Expressions Debit Card may see an annual fee hike from Rs 599 to Rs 749 per year. The revised structure will be implemented from June 1.
ICICI Bank debit card revised fee structure details

Higher mid-range fees are also part of ICICI Bank's update. The Rubyx Debit Card, Rubyx MasterCard Debit Card and RuPay Rubyx Debit Card will see annual charges increased from Rs 1,099 to Rs 1,299. These revisions apply for renewals billed after June 21, 2026.

Co-Branded Expressions Coral Variants May See Higher Jump

The Expressions Coral Debit Card, Expressions Coral MasterCard Debit Card and NRE Expressions Coral Debit Card owners will have to pay a higher annual fee of Rs 1,299 from Rs 899.

Sapphiro-Branded ICICI Bank Debit Cards Price Hike

At the premium end, ICICI Bank revises fees on Sapphiro-branded options. The Sapphiro Debit Card, Sapphiro MasterCard Debit Card and RuPay Sapphiro Debit Card will now attract an annual fee of Rs 2,499, up from the earlier charge of Rs 1,999 under the previous pricing schedule.