Higher interest rates among AAA rates companies

At 9.75 per cent for a cumulative deposit, Bajaj Finserv's interest rates are the highest among AAA rated companies. Considering that interest rate on banks deposit rates are much lower, there is a scope for enhanced earnings.

Ease in tracking

You can access your fixed deposit details online through the Customer Portal - Experia. This will help you view your fixed deposit expiry details, maturity amount etc.

Loan facility

Bajaj Finserv Fixed Deposits come with an EMI Card that is offered against deposits of Rs. 50,000, at the time of deposit origination. This card comes with a pre-approved loan amount to buy a consumer durable and lifestyle products on EMIs with no additional documentation.

AAA rated

The deposits are rated AAA, which means they come with the highest safety in terms of timely interest payment and principal, since company fixed deposits are not secure deposits.

Ability for auto credit

There is an auto credit of the maturity amount of the deposit.