The government revises the interest rate on post office small savings scheme every quarter. Accordingly, the interest rates on various post office schemes for the period July-Oct 2016 would be as follows:

Earlier, interest rates were set for the full year, the government will now on set them every quarter, based on the previous 3-month yields on Government-Securities or G-Sec. Investors with risk appetite can reshuffle their investments considering their risk appetite, age, financial goals, also tax implications.

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