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4 Best Aditya Birla Mutual Fund SIPs To Invest In

Aditya Birla Mutual Fund is among the top mutual funds in the country. Here are a few of funds from the AMC stable of Aditya Birla Mutual Fund where you can invest in the same through SIPs.

Aditya Birla Frontline Equity Fund

This is one of the biggest mutual funds from the Aditya Birla stable. The fund has got assets under management of more than Rs 19,000 crores. The returns from the fund has been decent over the last few years.

4 Best Aditya Birla Mutual Fund SIPs To Invest In
The one year returns from the fund has been closed to 11.49 per cent, while the 3-year returns has been more subdued at 8.82 per cent. The 10 year returns from Aditya Birla Frontline Equity has been more decent at 13.13 per cent.

The fund has holdings in quality companies like HDFC Bank, ICICI Bank and ITC, which also make the top three holdings for the fund. You can invest in Aditya Birla Frontline equity by way of an initial amount of Rs 1,000 and through monthly SIP of Rs 1,000.

Aditya Birla Sunlife Top 100

This is another equity largecap fund from the Aditya Birla stable. Here again you can invest in the fund with a minimum amount of Rs 1,000 and through SIP of Rs 1,000 each month.

The growth option is available at an NAV of Rs 56.51, while the dividend option is available at an investment of Rs 15.40. The 5 year returns from the fund has been very decent at 18.32 per cent, while in the more shorter term, the return has been just about okay. For example, the one year returns has been 10 per cent and the three year returns has been 8.57 per cent.

Check latest mutual fund dividends here

This is more or less in line with what most funds have offered. Remember that equity mutual funds dividend are now taxable from financial year 2018-19. So, your returns may moderate even further.

Aditya Birla Sunlife Income Plus

This is an SIP from the Aditya Birla stable that focuses largely on debt. So, risk averse investors who would now like to invest in equity and would like a fixed dividend regularly can invest in this fund. The fund has largely holdings in government securities, which is one reason that makes the investment very safe and sound. With interest rates in the economy headed higher, there is every possibility that you may get higher returns.

37 per cent of the assets of the fund are held in 7.17% GOI 2028 securities. Going ahead it is possible that we may see even better returns from the fund.

The NAV of the fund is Rs 75.86, under the growth plan.

Aditya Birla Small and Midcap Fund

This fund is for those willing to take a risk. It should be remembered at the outset that small and midcap stocks are volatile and hence returns from these types of funds can be extremely volatile. The fund has given a return of 15.6 per cent in the last one year, while in the last 5 years the fund has given a return of as much as 28 per cent.

It is important to note that small and midcap stocks have run up largely in the last few days and hence investors would do well to invest understanding the risks.

The NAV under the growth plan is Rs 41.71. Remember that selling the scheme at a profit would now mean paying a capital gains tax. The same is applicable from the FY 2018-19. So, to that extent returns from your mutual fund scheme would now stand reduced. This must now be well understood by investors before they invest in the various mutual fund schemes of the fund.

GoodReturns.in

Read more about: sips

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