3 Flexi Cap Funds That You Can Consider For SIP In 2022

Flexi cap funds offer the flexibility to fund managers to invest across m-cap depending upon the market conditions. The market regulator SEBI however mandates that a minimum 65% of the corpus under the fund has to be deployed towards the equity and equity related instruments.

So, as long term returns can even be considered as a basis for deciding on investment, here are 5 flexi cap funds that have yielded the highest return in 5 years considering SIP returns:

1. Quant Flexi cap Fund- Direct Plan:

The fund launched in the year 2013 has since inception given out returns of over 20%. The fund's corpus is majorly put to large caps. The benchmark of the fund is Nifty 500 TRI and expense ratio is 2.39%.

The top stock holdings of the fund are ITC, Adani Enterprises, RIL, ICICI Bank, United Spirits among others.

The fund in the 1-year period has outperformed the benchmark with return to the tune of 56.29% against 22% returns given by the benchmark. Also SIP in the fund can be initiated for Rs. 1000.

2. Parag Parikh Flexi cap fund:

This fund commands a sizable corpus within the category equivalent to over 9%. The fund's size is Rs. 20,412 crore and has an expense ratio of 0.81%. The fund is even rated 5-Star by Value Research. The fund's NAV is 53.15. This fund also outperformed the benchmark with 1-year return of 33%.

The top stocks in the portfolio of the fund are some of the foreign entities such as Alphabet, ITC, Bajaj Holdings, Microsoft, Amazon, Facebook. SIP in the fund can be started with Rs. 1000.

3. PGIM India Flexi cap fund:

PGIM India Flexi cap fund has asset under management of Rs. 3522 crore. The fund has a lower expense ratio of 0.39%. Both CRISIL and Value Research have accorded the Flexi cap fund from PGIM a 5 Star fund.

Also, the fund is majorly put across large cap followed by small cap stocks. The stocks that make up the fund portfolio include ICICI Bank, Infosys, HDFC Bank, L&T, Axis Bank, Bharti Airtel etc.

Flexi cap fund	SIP return in 5 years in %	Value of Rs. 10000 monthly SIP in 5 years
Quant Flexi cap Fund- Direct Plan:	31.20%	Rs. 12.73 lakh
Parag Parikh Flexi Cap Fund	26.42%	Rs. 11.33 lakh
PGIM India Flexi Cap	26.81%	Rs. 10.88 lakh

 

Point to note when investing in Flexi cap schemes

Depending on the investors' risk profile and return expectations, one can go for either actively managed funds that continuously may go in for rejigging the portfolio based on market expectations or may even look upon large cap oriented flexi-cap schemes for steady returns with mid cap and small cap stocks boosting the returns.

Disclaimer

The readers however should not consider the above listed funds to be the call for investment in them. We are not financial advisors and hence engage in financial advisors and experts before taking any such investment call.

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