4 Best HDFC Mutual Fund Schemes With “No 1” Ratings From Crisil

To begin with we would like to clarify that the article is not a recommendation to invest in mutual fund schemes that are mentioned, though one could consider investment as well. The point here is that it is just information on the well-rated mutual fund schemes by CRISIL. CRISIL uses a host of parameters to rate and based on that it decides the No 1, No 2 or No 3 ratings and so on.

Best HDFC Mutual Fund Schemes based on CRISIL ratings

Name of scheme	Ratings	Category
HDFC Top 100 Fund	No 1	Largecap
HDFC Tax Saver Fund	No 1	ELSS
HDFC Flexi Cap Fund	No 1	Flexi Cap
HDFC Focused 30 Fund	No 1	Focused Fund

When we say best mutual funds from HDFC Mutual Fund, what we mean is the No 1 rated funds according to Crisil. Mutual Funds over the last few years have performed well.

Mutual Fund schemes perform well

The 3-year returns of most mutual fund schemes are phenomenal thanks to the markets sinking during covid times. Overall, this has helped to boost the returns of most mutual fund schemes. Having said that to expect phenomenal returns in the next 3-years would be a little far-fetched. Also, with interest rates moving significantly higher investors are also getting pretty good returns from fixed deposits.

Before investing in mutual funds one most study the risk associated with them. If you are a risk averse investor it is better to look for low risk instruments particularly from the debt fund segments. As far as equity mutual funds are concerned we believe that returns could be in line with bank deposits over the next few years. Those who are investing now, may not make substantial gains in the coming years. We are also beginning to see returns remaining rather flat in the last 1-year. In any case, it is always hard to predict the outcome of returns, whether it is stock markets or mutual fund schemes.

Disclaimer:

We would not like to emphasize that the article is for information purposes only and should not be construed as investment ideas. The mutual funds have been picked from Crisil Ratings. Greynium Information Technologies and the Author, and Crisil are not liable for any losses caused as a result of decisions based on the article. Goodreturns.in advises users to consult with certified experts before making any investment decision.