The goal of UTI Equities Mutual Funds is to increase the value of an investor's capital over time by investing it in either equity or equity-related assets. These equity investment products have the potential to provide strong long-term returns, allowing customers to increase their investment capital. Due to the fact that these are equity funds, returns can be quite erratic. Given how high the markets have risen and how pricey they have become, caution is suggested.
UTI Flexi Cap Fund Direct
UTI Flexi Cap Fund Direct-Growth had assets under management (AUM) of Rs. 20,922 crores, making it a medium-sized fund in its category. The fund's expense ratio is 1.1 percent, which is greater than the expense ratios charged by most other Multi Cap funds.
UTI Flexi Cap Fund Direct-Growth returns have been 60.70 percent over the last year. It has had an average yearly return of 17.71 percent since its inception.
The SIP of Rs. 10,000 per month for ten years with Rs. 6 lakh investment will be worth Rs.11.05 lakh.
A flexicap fund is unrestricted in its ability to invest a portion of its assets in any market cap. A flex-cap fund helps investors to broaden their horizons across companies with varying market capitalizations, thereby reducing risk and volatility. Diversified equities funds and multi-cap funds are two more names for them.
The Financial, Healthcare, Technology, Services, and Chemicals sectors account for the majority of the fund's holdings. In comparison to other funds in the category, it has less exposure to the Financial and Healthcare industries.
UTI Long Term Equity Fund Direct
UTI Long Term Equity Fund Direct-Growth manages a total of 2,046 crores in assets (AUM). The product charges a 1.33 percent expense ratio, which is more than most other ELSS funds.
The 1-year returns for UTI Long Term Equity Fund Direct-Growth are 52.32 percent. It has had an average yearly return of 15.52 percent since its inception.
An open-ended equity fund that invests at least 80% of its assets in equity-related securities. Its goal is to help members get a tax break under Section 80C of the Income Tax Act while also providing them with growth opportunities. The SIP of Rs. 10,000 per month for ten years with an Rs. 6 lakh investment will be worth Rs.9.91 lakh.
UTI Nifty Index Fund
The Nifty Index Fund Direct-Growth manages assets of 4,353 crores (AUM). The fund's expense ratio is 0.2 percent, which is lower than the expense ratios charged by most other Large Cap funds.
The 1-year returns for UTI Nifty Index Fund Direct-Growth are 46.46 percent. It has returned an average of 13.48 percent per year since its inception.
The scheme aims to invest in stocks of firms that make up the Nifty 50 Index in order to attain a passive investment return comparable to the Nifty 50 Index. The SIP of Rs. 10,000 per month for ten years with a Rs. 6 lakh investment will be worth Rs.9.51 lakh.
Reliance Industries Ltd., HDFC Bank Ltd., Infosys Ltd., ICICI Bank Ltd., and Housing Development Finance Corpn. Ltd. are the fund's top five holdings.
UTI Mastershare Direct
The fund's expense ratio is 1.03 percent, which is greater than the expense ratios charged by most other Large Cap funds. UTI Mastershare Direct-Growth manages a total of 8,580 crores in assets (AUM).
The 1-year returns on UTI Mastershare Direct-Growth are 48.05 percent. It has generated an average yearly return of 15.01 percent since its inception.
The plan aims to achieve long-term financial appreciation by investing primarily in large-cap equity and equity-related instruments. The NAV of UTI Mastershare Fund for Aug 25, 2021 is 195.46. The SIP of Rs. 10,000 per month for ten years with a Rs. 6 lakh investment will be worth Rs.9.68 lakh.
UTI Value Opportunities Fund
UTI Value Opportunities Fund Direct-Growth manages assets of Rs 6,305 crores (AUM). The fund charges a 1.29 percent expense ratio, which is more than most other Value Oriented funds.
The 1-year returns on UTI Value Opportunities Fund Direct-Growth are 51.01 percent. It has had an average yearly return of 14.09 percent since its inception. An opportunities fund invests in companies, industries, or investing topics where the fund manager sees potential for growth.
The majority of the money in the fund is invested in the financial, technology, healthcare, automotive, and services industries. The SIP of Rs. 10,000 per month for ten years with a Rs. 6 lakh investment will be worth Rs.9.84 lakh.
5 Best UTI Equity Mutual Fund SIPs To Consider
|Fund Name||3-year Return (%)||5-year Return (%)|
|UTI Flexi Cap Fund Direct-Growth||18.70%||18.42%|
|UTI Long Term Equity Fund Direct-Growth||16.29%||15.53%|
|UTI Mastershare Direct-Growth||14.52%||15.19%|
|UTI Nifty Index Fund Direct-Growth||13.50%||15.16%|
|UTI Mid Cap Fund Direct-Growth||18.02%||14.99%|
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