5 SIPs To Consider Where CRISIL Has “No 1” Ratings

CRISIL accords ratings to mutual schemes based on its own internal assessments and parameters. Some mutual funds are No 1 rated based on those parameters, which is the highest ratings possible. However, we wish to clarify that highly rated mutual funds need not be the best performers. Also, these are just ratings from Crisil that have been highlighted and not our recommendations.

A look at the Crisil "No 1" rated funds for SIPs

The schemes where Crisil has No 1 ratings includes mutual funds like Quant Tax Plan, HDFC Flexi Cap Fund, Nippon India Large Cap Fund, Quant Mid Cap Fund and Tata Small Cap Fund. Let us inform readers at the outset that there are plenty of other funds that have 5-star ratings from Crisil, however, we have chosen just a few.

In choosing the same, we have tried to pick one from each category of ELSS, Flexi Cap, large Cap, small cap funds and midcap funds. The funds have been randomly picked and we have not done any analysis as such.

There are a few things that investors in mutual funds SIPs should remember. The first is that get your priorities checked and invest accordingly. For example, if you are a young investor willing to take a risk, go for small cap funds or else stick to large cap funds. Though we have not highlighted debt funds here, that could be an option as well for investors. Apart from this, one should invest for the long-term and preferably look for 5-years. Also, avoid lumpsum investment and use SIPs as the best investment strategy.

In our opinion over the next 5 years, we do not expect superlative returns as seen in the previous 5 years from mutual funds. Interest rates would continue to remain attractive, thus pushing investors back to debt instruments.

Disclaimer
The article is for information only and highlights mutual funs that have No 1 ratings from Crisil. These should not be construed as a "buy", "sell" or hold from our side. Greynium Information Technologies Pvt Ltd and the author should not be held responsible for losses based on a decision from the article.