6 Small Finance Bank FDs With Interest Rates Up To 7.75% For Senior Citizens

AU Small Finance Bank FD Rates For Regular Customers

For the general public AU Small Finance Bank provides interest rates varying from 3.75 percent to 6.75 percent on FDs maturing in 7 days to 10 years. These FD rates are in effect from 2nd December 2020. For the maturity period between seven days and one month 15 days, AU Small Finance Bank provides an interest rate of 3.75 percent. For FDs maturing in 1 month 16 days to 3 months, the bank provides 4.25 percent interest. For the maturity period 3 months 1 day to 6 months and 6 months 1 day to 12 months the interest rate is capped at 5.00 and 5.50 percent respectively.

AU Small Finance Bank FD Rates For Senior Citizens

Elderly people get an additional 50 basis points on FDs maturing in 7 days to 10 years. On these deposits the interest rates vary from 4.25 percent to 7.25 percent.

Equitas Small Finance Bank FD Rates For Regular Customers

Equitas Small Finance Bank is currently providing an interest rate of 3.60% to 3.65% for FDs maturing in 7 to 29 days and 30 - 45 days. For FDs maturing in 46 - 62 days and 63 - 90 days, the interest rate is capped at 4.15%. For term deposits maturing in 181-270 days, and 271 - 364 days, the bank offers 5.4%. Equitas bank provides 6.40% interest for FDs maturing in 1 year to 2 years. For 2 years 1 day to 887 days of deposits the interest rate is 6.65%. The highest interest rate provided by the bank for term fixed deposits is 6.80% for the general public for a period of 888 days. FDs maturing in 889 days to 3 years will offer an interest rate of 6.65% respectively. Equitas Small Finance Bank FD rates are effective from 25 Jan 2021.

Equitas Small Finance Bank FD Rates For Senior Citizens

Equitas Small Finance Bank offers a 50-basis-point higher return to elderly people. For a maturity period of 888 days, the bank is currently providing a higher interest rate of 7.3% to senior citizens. Elderly people will get an interest rate spanning from 4.10 per cent to 7.15 per cent on deposits maturing in 7 days to 10 years respectively.

Fincare Small Finance Bank FD Rates

Fincare FD rates span from 3 per cent to 6.5 per cent for regular citizens and 3.5 per cent to 7 per cent for senior citizens with tenure ranging between 7 days and 7 years. The bank provides the highest interest rate i.e. 6.5% for the general public and 7 per cent for senior citizens on FD maturing in 36 months 1 day to 42 months and 42 months 1 day to 48 months. The below rates are in effect from November 9, 2020.

Jana Small Finance Bank FD Rates

For a tenure of 7 days to 10 years, the interest of Jana Small Finance Bank FDs varies between 2.5 per cent and 6.5 per cent for regular citizens and 3 per cent and 7 per cent for senior citizens. For a regular investor, the highest FD rate is 7.25 per cent for 3-5 years of tenure. The FD rate for senior citizens is 7.75 per cent for the same maturity period. The effective date of rates is 22-12-2020.

Suryoday Small Finance Bank FD Rates

On its 5-year fixed deposit, Suryoday Small Finance Bank provides a maximum rate of 7.25 per cent. On the 5-year FD, senior citizens will get a 7.75 per cent interest. Senior citizens, though, will get an additional 50 basis points of interest compared to the general public. Below are the latest FD rates of this small finance bank w.e.f. Feb 15, 2021.

Ujjivan Small Finance Bank FD Rates

For regular citizens, Ujjivan FD rates vary from 3.05 per cent to 6.5 per cent and 3.55 per cent to 7 per cent for senior citizens with tenure ranging from 7 days and 10 years. For a regular customer with a term of 1-2 years, the highest FD rate is 6.5 per cent. Even, the highest senior citizen FD rate is 7% for the same maturity period. 4th August 2020, is the effective date of rates.