AU Small Finance Bank Makes Revision On FD Interest Rates: Check Latest Rates Here

AU Small Finance Bank offers fixed deposit schemes with a plethora of benefits such as flexible tenure ranges from 7 days to 120 months, higher interest rates than public and private sector banks, deposit insurance cover up to Rs 5 lakh provided by DICGC, additional interest rates for senior citizens, tax benefits and much more. The bank offers three types of term deposit schemes i.e. Regular Fixed Deposits, 5-Year Tax Saving Fixed Deposits, and Sweep-In Facility to both regular and senior citizens. The bank has recently revised interest rates on domestic & NRE/NRO retail fixed deposits which are in force from 25th August 2021. Check the most recent interest rates on fixed deposits of the bank here.

Array

Tenure Bucket	Interest Rates	Interest Rates (Annualized)
7 Days to 1 Month 15 Days	3.50%	-
1 Month 16 Days to 3 Months	4.00%	-
3 Months 1 Day to 6 Months	4.35%	4.42%
6 Months 1 Day to 12 Months	4.85%	4.94%
12 Months 1 Day to 15 Months	5.85%	5.98%
15 Months 1 Day to 18 Months	5.75%	5.88%
18 Months 1 Day to 24 Months	5.75%	5.88%
24 Months 1 Day to 36 Months	6.00%	6.14%
36 Months 1 Day to 45 Months	5.75%	5.88%
45 Months 1 Day to 60 Months	5.75%	5.88%
60 Months 1 Day to 120 Months	6.00%	6.14%
Source: Bank Website, w.e.f. 25th August 2021

Non-callable rates for Retail Fixed Deposits of Rs >=1 Crore to < 2 Crore

Below listed interest rates are not applicable to Non-Resident Indians (NRI).

Tenure Bucket	ROI	Annualized Rate
12 Months 1 Day - 15 Months	5.95%	6.08%
15 Months 1 Day - 18 Months	5.85%	5.98%
18 Months 1 Day - 24 Months	5.85%	5.98%
24 Months 1 Day - 36 Months	6.10%	6.24%
Source: Bank Website, w.e.f. 25th August 2021

For Senior Citizens (for amounts less than INR 2 Crore)

The rates shown below are only available to resident Indian Senior Citizen customers who have a banking relationship with AU Small Finance Bank.

Tenure Bucket	Interest Rates	Interest Rates (Annualized)
7 Days to 1 Month 15 Days	4.00%	-
1 Month 16 Days to 3 Months	4.50%	-
3 Months 1 Day to 6 Months	4.85%	4.94%
6 Months 1 Day to 12 Months	5.35%	5.46%
12 Months 1 Day to 15 Months	6.35%	6.50%
15 Months 1 Day to 18 Months	6.25%	6.40%
18 Months 1 Day to 24 Months	6.25%	6.40%
24 Months 1 Day to 36 Months	6.50%	6.66%
36 Months 1 Day to 45 Months	6.25%	6.40%
45 Months 1 Day to 60 Months	6.25%	6.40%
60 Months 1 Day to 120 Months	6.50%	6.66%
Source: Bank Website, w.e.f. 25th August 2021

Array

Tenure Bucket	Resident / NRE / NRO Interest Rates for Monthly payout p.a.(%)	Senior Citizen Interest Rates for Monthly payout p.a.(%)
7 Days to 1 Month 15 Days	-	-
1 Month 16 Days to 3 Months	-	-
3 Month 1 Day to 6 Months	4.33%	4.83%
6 Months 1 Day to 12 Months	4.83%	5.33%
12 Months 1 Day to 15 Months	5.82%	6.32%
15 Months 1 Day to 18 Months	5.72%	6.22%
18 Months 1 Day to 24 Months	5.72%	6.22%
24 Months 1 Day to 36 Months	5.97%	6.47%
36 Months 1 Day to 45 Months	5.72%	6.22%
45 Months 1 Day to 60 Months	5.72%	6.22%
60 Months 1 Day to 120 Months	5.97%	6.47%
Source: Bank Website, w.e.f. 25th August 2021