AU Small Finance Bank Revises Interest Rates On Fixed Deposits (W.e.f. 3rd February 2022)

AU Small Finance Bank (SFB) has revised its interest rates on fixed deposits and recurring deposits. On February 3, 2022, the bank altered its interest rates on domestic and NRE/NRO retail fixed deposits of less than Rs 2 crore, as well as resident individuals / NRO / NRE recurring deposits.

AU Small Finance Bank Fixed Deposit Interest Rates For Regular Customers

The bank is currently giving interest rates of 3.50 percent and 4.00 percent on domestic and NRE/NRO retail fixed deposits of less than Rs 2 crore maturing in 7 days to 1 month 15 days and 1 month 16 days to 3 months. Deposits maturing in 3 months, 1 day to 6 months, and 6 months, 1 day to 12 months will now return 4.50 percent and 5.00 percent, respectively.

On deposits maturing in 12 Months 1 Day to 15 Months and 15 Months 1 Day to 24 Months, the general public will now receive interest rates of 6.25 percent and 6.10 percent, respectively. Non-senior citizens will now get 6.35 percent and 6.10 percent interest on fixed deposits maturing in 24 months, 1 day to 36 months, and 36 months, 1 day to 60 months, respectively. Regular customers will now get a 6.35 percent interest rate on deposits maturing in 60 months 1 day to 120 months.

Tenure	Interest Rates	Interest Rates (Annualized)
7 Days to 1 Month 15 Days	3.50%	-
1 Month 16 Days to 3 Months	4.00%	-
3 Months 1 Day to 6 Months	4.50%	4.58%
6 Months 1 Day to 12 Months	5.00%	5.09%
12 Months 1 Day to 15 Months	6.25%	6.40%
15 Months 1 Day to 18 Months	6.10%	6.24%
18 Months 1 Day to 24 Months	6.10%	6.24%
24 Months 1 Day to 36 Months	6.35%	6.50%
36 Months 1 Day to 45 Months	6.10%	6.24%
45 Months 1 Day to 60 Months	6.10%	6.24%
60 Months 1 Day to 120 Months	6.35%	6.50%
Source: Bank Website. W.e.f. 3rd February 2022

AU Small Finance Bank Fixed Deposit Interest Rates For Senior Citizens

On term deposits of less than Rs. 2 Cr senior citizens will continue to get an additional rate of 0.50% across all tenors. W.e.f. 3rd February 2022 senior citizens will get the following interest rates on their fixed deposits.

Tenure	Interest Rates	Interest Rates (Annualized)
7 Days to 1 Month 15 Days	4.00%	-
1 Month 16 Days to 3 Months	4.50%	-
3 Months 1 Day to 6 Months	5.00%	5.09%
6 Months 1 Day to 12 Months	5.50%	5.61%
12 Months 1 Day to 15 Months	6.75%	6.92%
15 Months 1 Day to 18 Months	6.60%	6.77%
18 Months 1 Day to 24 Months	6.60%	6.77%
24 Months 1 Day to 36 Months	7.00%	7.19%
36 Months 1 Day to 45 Months	6.60%	6.77%
45 Months 1 Day to 60 Months	6.60%	6.77%
60 Months 1 Day to 120 Months	7.00%	7.19%
Source: Bank Website. W.e.f. 3rd February 2022

AU Small Finance Bank Recurring Deposit Interest Rates

The general public and elderly people will get the following interest rates on domestic / NRO / NRE recurring deposits as of February 3, 2022.

Tenure	Regular ROI p.a.	Senior Citizen ROI p.a.
3 months	4.00%	4.50%
4 months to 6 months	4.50%	5.00%
7 months to 12 months	5.00%	5.50%
13 months to 15 months	6.25%	6.75%
16 months to 18 months	6.10%	6.60%
19 months to 24 months	6.10%	6.60%
25 months to 36 months	6.35%	7.00%
37 months to 45 months	6.10%	6.60%
46 months to 60 months	6.10%	6.60%
61 months to 120 months	6.35%	7.00%
Source: Bank Website. W.e.f. 3rd February 2022