IDFC First Bank Modifies Interest Rates On Non-Withdrawable Term Deposits

Interest rates on non-withdrawable domestic, NRE, and NRO term deposits have been revised by IDFC First Bank. The new rates are effective as of January 10, 2022, according to the bank's official website. Following the most recent modification, IDFC First Bank is currently giving the below-mentioned interest rates on domestic, NRE, and NRO fixed deposits of Rs. 2 crore to Rs. 25 crore where premature withdrawal is not authorised.

IDFC First Bank Interest Rates On Non-Withdrawable Domestic, NRE, NRO Deposits

IDFC First Bank Interest Rates On Non-Withdrawable Domestic, NRE, NRO Deposits

The bank's current interest rates on domestic, NRE, and NRO deposits of Rs. 2 crore to Rs. 25 crore, where premature withdrawal is not permitted, are listed below.

TenorRs. 2 Cr - 5 CrRs. 5 Cr - 10 CrRs. 10 Cr - 15 CrRs. 15 Cr - 25 Cr
7 - 14 days3.00%3.00%3.00%3.00%
15 - 35 days3.15%3.15%3.15%3.15%
36 - 45 days3.20%3.20%3.20%3.20%
46 - 60 days3.45%3.45%3.45%3.45%
61 - 91 days3.55%3.55%3.55%3.55%
92 - 180 days4.00%4.00%4.00%4.00%
181 - 270 days4.45%4.45%4.45%4.45%
271 - 365 days4.65%4.65%4.65%4.65%
366 - 399 days4.80%4.80%4.80%4.80%
400 - 540 days4.80%4.80%4.80%4.80%
541 - 731 days4.80%4.80%4.80%4.80%
732 - 1095 days4.80%4.80%4.80%4.80%
3 years 1days - 5 years5.00%5.00%5.00%5.00%
5 Year 1 Day - 8 Years5.00%5.00%5.00%5.00%
8 Year 1 Day - 10 Years5.00%5.00%5.00%5.00%
Source: Bank Website. Effective January 10, 2022    
IDFC First Bank Interest Rates On Withdrawable Domestic, NRE, NRO Deposits

IDFC First Bank Interest Rates On Withdrawable Domestic, NRE, NRO Deposits

The current interest rates on domestic, NRE, and NRO deposits of Rs. 2 crore to Rs. 25 crore where premature withdrawal is allowed are mentioned below.

TenorRs. 2 Cr - 5 CrRs. 5 Cr - 10 CrRs. 10 Cr - 15 CrRs. 15 Cr - 25 Cr
7 - 14 days3.00%3.00%3.00%3.00%
15 - 35 days3.15%3.15%3.15%3.15%
36 - 45 days3.20%3.20%3.20%3.20%
46 - 60 days3.30%3.30%3.30%3.30%
61 - 91 days3.40%3.40%3.40%3.40%
92 - 180 days3.85%3.85%3.85%3.85%
181 - 270 days4.30%4.30%4.30%4.30%
271 - 365 days4.50%4.50%4.50%4.50%
366 - 399 days4.60%4.60%4.60%4.60%
400 - 540 days4.60%4.60%4.60%4.60%
541 - 731 days4.60%4.60%4.60%4.60%
732 - 1095 days4.60%4.60%4.60%4.60%
3 years 1days - 5 years4.80%4.80%4.80%4.80%
5 Year 1 Day - 8 Years4.80%4.80%4.80%4.80%
8 Year 1 Day - 10 Years4.80%4.80%4.80%4.80%
Source: Bank Website. Effective January 10, 2022    
IDFC First Bank Interest Rates On Domestic, NRE, NRO Deposits of Above Rs. 25 Cr (Prematurely Not Withdrawable)

IDFC First Bank Interest Rates On Domestic, NRE, NRO Deposits of Above Rs. 25 Cr (Prematurely Not Withdrawable)

The bank's current interest rates on domestic, NRE, and NRO deposits of more than Rs. 25 crore that is not eligible for premature withdrawal is mentioned below.

TenorRs. 25 Cr - 25.25 CrRs. 25.25 Cr - Rs. 100 CrRs. 100 Cr - Rs. 200 CrAbove Rs 200 Cr
7 - 14 days3.00%3.00%3.00%3.00%
15 - 35 days3.15%3.15%3.15%3.25%
36 - 45 days3.25%3.25%3.25%3.25%
46 - 60 days3.50%3.50%3.50%3.50%
61 - 75 days3.55%3.55%3.55%3.55%
76 - 110 days3.65%3.65%3.65%3.65%
111 - 150 days4.00%4.00%4.00%4.00%
151 - 200 days4.05%4.05%4.05%4.05%
201 - 270 days4.50%4.50%4.50%4.50%
271 - 330 days4.65%4.65%4.65%4.65%
331 - 364 days4.75%4.75%4.75%4.75%
365 - 399 days4.85%4.85%4.85%4.85%
400 - 540 days4.85%4.85%4.85%4.85%
541 - 731 days4.85%4.85%4.85%4.85%
732 - 1095 days5.00%5.00%5.00%5.00%
3 years 1days - 5 years5.00%5.00%5.00%5.00%
5 Year 1 Day - 8 Years5.00%5.00%5.00%5.00%
8 Year 1 Day - 10 Years5.00%5.00%5.00%5.00%
Source: Bank Website. Effective January 10, 2022    
IDFC First Bank Interest Rates On Domestic, NRE, NRO Deposits of Above Rs. 25 Cr (Prematurely Withdrawable)

IDFC First Bank Interest Rates On Domestic, NRE, NRO Deposits of Above Rs. 25 Cr (Prematurely Withdrawable)

The current interest rates offered by the bank on domestic, NRE, and NRO deposits of more than Rs. 25 crore that is eligible for premature withdrawal is listed below.

TenorRs. 25 Cr - 25.25 CrRs. 25.25 Cr - Rs. 100 CrRs. 100 Cr - Rs. 200 CrAbove Rs 200 Cr
7 - 14 days3.00%3.00%3.00%3.00%
15 - 35 days3.00%3.15%3.15%3.25%
36 - 45 days3.00%3.25%3.25%3.25%
46 - 60 days3.00%3.35%3.35%3.35%
61 - 75 days3.00%3.40%3.40%3.40%
76 - 110 days3.00%3.50%3.50%3.50%
111 - 150 days3.00%3.85%3.85%3.85%
151 - 200 days3.00%3.90%3.90%3.90%
201 - 270 days3.00%4.35%4.35%4.35%
271 - 330 days3.00%4.50%4.50%4.50%
331 - 364 days3.25%4.55%4.55%4.55%
365 - 399 days3.25%4.65%4.65%4.65%
400 - 540 days3.25%4.65%4.65%4.65%
541 - 731 days3.25%4.65%4.65%4.65%
732 - 1095 days3.25%4.80%4.80%4.80%
3 years 1days - 5 years3.25%4.80%4.80%4.80%
5 Year 1 Day - 8 Years3.25%4.80%4.80%4.80%
8 Year 1 Day - 10 Years3.25%4.80%4.80%4.80%
Source: Bank Website. Effective January 10, 2022    

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