IDFC First Bank Modifies Interest Rates On Non-Withdrawable Term Deposits
Interest rates on non-withdrawable domestic, NRE, and NRO term deposits have been revised by IDFC First Bank. The new rates are effective as of January 10, 2022, according to the bank's official website. Following the most recent modification, IDFC First Bank is currently giving the below-mentioned interest rates on domestic, NRE, and NRO fixed deposits of Rs. 2 crore to Rs. 25 crore where premature withdrawal is not authorised.
IDFC First Bank Interest Rates On Non-Withdrawable Domestic, NRE, NRO Deposits
The bank's current interest rates on domestic, NRE, and NRO deposits of Rs. 2 crore to Rs. 25 crore, where premature withdrawal is not permitted, are listed below.
| Tenor | Rs. 2 Cr - 5 Cr | Rs. 5 Cr - 10 Cr | Rs. 10 Cr - 15 Cr | Rs. 15 Cr - 25 Cr |
|---|---|---|---|---|
| 7 - 14 days | 3.00% | 3.00% | 3.00% | 3.00% |
| 15 - 35 days | 3.15% | 3.15% | 3.15% | 3.15% |
| 36 - 45 days | 3.20% | 3.20% | 3.20% | 3.20% |
| 46 - 60 days | 3.45% | 3.45% | 3.45% | 3.45% |
| 61 - 91 days | 3.55% | 3.55% | 3.55% | 3.55% |
| 92 - 180 days | 4.00% | 4.00% | 4.00% | 4.00% |
| 181 - 270 days | 4.45% | 4.45% | 4.45% | 4.45% |
| 271 - 365 days | 4.65% | 4.65% | 4.65% | 4.65% |
| 366 - 399 days | 4.80% | 4.80% | 4.80% | 4.80% |
| 400 - 540 days | 4.80% | 4.80% | 4.80% | 4.80% |
| 541 - 731 days | 4.80% | 4.80% | 4.80% | 4.80% |
| 732 - 1095 days | 4.80% | 4.80% | 4.80% | 4.80% |
| 3 years 1days - 5 years | 5.00% | 5.00% | 5.00% | 5.00% |
| 5 Year 1 Day - 8 Years | 5.00% | 5.00% | 5.00% | 5.00% |
| 8 Year 1 Day - 10 Years | 5.00% | 5.00% | 5.00% | 5.00% |
| Source: Bank Website. Effective January 10, 2022 |
IDFC First Bank Interest Rates On Withdrawable Domestic, NRE, NRO Deposits
The current interest rates on domestic, NRE, and NRO deposits of Rs. 2 crore to Rs. 25 crore where premature withdrawal is allowed are mentioned below.
| Tenor | Rs. 2 Cr - 5 Cr | Rs. 5 Cr - 10 Cr | Rs. 10 Cr - 15 Cr | Rs. 15 Cr - 25 Cr |
|---|---|---|---|---|
| 7 - 14 days | 3.00% | 3.00% | 3.00% | 3.00% |
| 15 - 35 days | 3.15% | 3.15% | 3.15% | 3.15% |
| 36 - 45 days | 3.20% | 3.20% | 3.20% | 3.20% |
| 46 - 60 days | 3.30% | 3.30% | 3.30% | 3.30% |
| 61 - 91 days | 3.40% | 3.40% | 3.40% | 3.40% |
| 92 - 180 days | 3.85% | 3.85% | 3.85% | 3.85% |
| 181 - 270 days | 4.30% | 4.30% | 4.30% | 4.30% |
| 271 - 365 days | 4.50% | 4.50% | 4.50% | 4.50% |
| 366 - 399 days | 4.60% | 4.60% | 4.60% | 4.60% |
| 400 - 540 days | 4.60% | 4.60% | 4.60% | 4.60% |
| 541 - 731 days | 4.60% | 4.60% | 4.60% | 4.60% |
| 732 - 1095 days | 4.60% | 4.60% | 4.60% | 4.60% |
| 3 years 1days - 5 years | 4.80% | 4.80% | 4.80% | 4.80% |
| 5 Year 1 Day - 8 Years | 4.80% | 4.80% | 4.80% | 4.80% |
| 8 Year 1 Day - 10 Years | 4.80% | 4.80% | 4.80% | 4.80% |
| Source: Bank Website. Effective January 10, 2022 |
IDFC First Bank Interest Rates On Domestic, NRE, NRO Deposits of Above Rs. 25 Cr (Prematurely Not Withdrawable)
The bank's current interest rates on domestic, NRE, and NRO deposits of more than Rs. 25 crore that is not eligible for premature withdrawal is mentioned below.
| Tenor | Rs. 25 Cr - 25.25 Cr | Rs. 25.25 Cr - Rs. 100 Cr | Rs. 100 Cr - Rs. 200 Cr | Above Rs 200 Cr |
|---|---|---|---|---|
| 7 - 14 days | 3.00% | 3.00% | 3.00% | 3.00% |
| 15 - 35 days | 3.15% | 3.15% | 3.15% | 3.25% |
| 36 - 45 days | 3.25% | 3.25% | 3.25% | 3.25% |
| 46 - 60 days | 3.50% | 3.50% | 3.50% | 3.50% |
| 61 - 75 days | 3.55% | 3.55% | 3.55% | 3.55% |
| 76 - 110 days | 3.65% | 3.65% | 3.65% | 3.65% |
| 111 - 150 days | 4.00% | 4.00% | 4.00% | 4.00% |
| 151 - 200 days | 4.05% | 4.05% | 4.05% | 4.05% |
| 201 - 270 days | 4.50% | 4.50% | 4.50% | 4.50% |
| 271 - 330 days | 4.65% | 4.65% | 4.65% | 4.65% |
| 331 - 364 days | 4.75% | 4.75% | 4.75% | 4.75% |
| 365 - 399 days | 4.85% | 4.85% | 4.85% | 4.85% |
| 400 - 540 days | 4.85% | 4.85% | 4.85% | 4.85% |
| 541 - 731 days | 4.85% | 4.85% | 4.85% | 4.85% |
| 732 - 1095 days | 5.00% | 5.00% | 5.00% | 5.00% |
| 3 years 1days - 5 years | 5.00% | 5.00% | 5.00% | 5.00% |
| 5 Year 1 Day - 8 Years | 5.00% | 5.00% | 5.00% | 5.00% |
| 8 Year 1 Day - 10 Years | 5.00% | 5.00% | 5.00% | 5.00% |
| Source: Bank Website. Effective January 10, 2022 |
IDFC First Bank Interest Rates On Domestic, NRE, NRO Deposits of Above Rs. 25 Cr (Prematurely Withdrawable)
The current interest rates offered by the bank on domestic, NRE, and NRO deposits of more than Rs. 25 crore that is eligible for premature withdrawal is listed below.
| Tenor | Rs. 25 Cr - 25.25 Cr | Rs. 25.25 Cr - Rs. 100 Cr | Rs. 100 Cr - Rs. 200 Cr | Above Rs 200 Cr |
|---|---|---|---|---|
| 7 - 14 days | 3.00% | 3.00% | 3.00% | 3.00% |
| 15 - 35 days | 3.00% | 3.15% | 3.15% | 3.25% |
| 36 - 45 days | 3.00% | 3.25% | 3.25% | 3.25% |
| 46 - 60 days | 3.00% | 3.35% | 3.35% | 3.35% |
| 61 - 75 days | 3.00% | 3.40% | 3.40% | 3.40% |
| 76 - 110 days | 3.00% | 3.50% | 3.50% | 3.50% |
| 111 - 150 days | 3.00% | 3.85% | 3.85% | 3.85% |
| 151 - 200 days | 3.00% | 3.90% | 3.90% | 3.90% |
| 201 - 270 days | 3.00% | 4.35% | 4.35% | 4.35% |
| 271 - 330 days | 3.00% | 4.50% | 4.50% | 4.50% |
| 331 - 364 days | 3.25% | 4.55% | 4.55% | 4.55% |
| 365 - 399 days | 3.25% | 4.65% | 4.65% | 4.65% |
| 400 - 540 days | 3.25% | 4.65% | 4.65% | 4.65% |
| 541 - 731 days | 3.25% | 4.65% | 4.65% | 4.65% |
| 732 - 1095 days | 3.25% | 4.80% | 4.80% | 4.80% |
| 3 years 1days - 5 years | 3.25% | 4.80% | 4.80% | 4.80% |
| 5 Year 1 Day - 8 Years | 3.25% | 4.80% | 4.80% | 4.80% |
| 8 Year 1 Day - 10 Years | 3.25% | 4.80% | 4.80% | 4.80% |
| Source: Bank Website. Effective January 10, 2022 |


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