Jana Small Finance Bank Revises Interest Rates On Fixed Deposits of Less Than Rs. 2 Cr

Jana Small Finance Bank has revised its interest rates on fixed and recurring deposits of less than Rs. 2 Cr. According to the official website of the bank, the new rates are effective as of 11th January 2022 and following the most recent revision, the general public will now get the maximum interest rate of 6.75 percent, while senior people will receive the highest interest rate of 7.55 percent respectively.

Jana Small Finance Bank Fixed Deposit Interest Rates For Regular Customers

Jana Small Finance Bank is giving an interest rate of 2.50 percent and 3.00 percent to the general public on fixed deposits of less than Rs. 2 Cr maturing in 7-14 days and 15-60 days, respectively, as of January 11, 2022. Regular customers will now get 3.75 percent and 4.50 percent interest on deposits maturing in 61-90 days and 91-180 days, respectively.

Term deposits maturing in 181-364 days and 1-year [365 days] would now return 5.50 percent and 6.75 percent interest, respectively. The bank is currently giving a 6.75 percent interest rate to the general public on deposits maturing in > 1 year - 2 years to 5 years [1825 days]. Whereas long-term deposits maturing in > 5 Years - 10 Years would now fetch an interest rate of 6.00%.

Period	Regular FD Interest Rate (p.a.)
7-14 days	2.50%
15-60 days	3.00%
61-90 days	3.75%
91-180 days	4.50%
181-364 days	5.50%
1 Year [365 Days]	6.75%
> 1 Year - 2 Years	6.75%
>2 Years - 3 Years	6.75%
> 3 Year - < 5 Years	6.75%
5 Years [1825 Days]	6.75%
> 5 Years - 10 Years	6.00%
Source: Bank Website. W.e.f. 11th January 2022

Jana Small Finance Bank Fixed Deposit Interest Rates For Senior Citizens

Senior citizens will get the following interest on their fixed deposits as a result of the bank's most recent interest rate adjustment. They will continue to get an additional 0.80% premium on all tenors.

Period	Senior Citizen FD Interest Rate (p.a.)
7-14 days	3.30%
15-60 days	3.80%
61-90 days	4.55%
91-180 days	5.30%
181-364 days	6.30%
1 Year [365 Days]	7.55%
> 1 Year - 2 Years	7.55%
>2 Years - 3 Years	7.55%
> 3 Year - < 5 Years	7.55%
5 Years [1825 Days]	7.55%
> 5 Years - 10 Years	6.80%
Source: Bank Website. W.e.f. 11th January 2022

Jana Small Finance Bank Recurring Deposit Interest Rates

Jana Small Finance Bank is providing the following interest rates on recurring deposits as of January 11, 2022.

Period	Regular FD Interest Rate (p.a.)	Senior Citizen FD Interest Rate (p.a.)
> 1 Month - 6 Months	4.00%	4.80%
> 6 Months - 12 Months	5.50%	6.30%
12 Month	6.75%	7.55%
> 12 Months - 36 Months	6.75%	7.55%
> 36 Months - 60 Months	6.75%	7.55%
> 60 Months - 120 Months	6.00%	6.80%
Source: Bank Website. W.e.f. 11th January 2022