These 7 Are Crisil's 5-star Mutual Fund Schemes, Do You Own Any?

Crisil tends to come-out with mutual funds ratings from time to time. The rating agency rates mutual fund schemes based on various parameters. Here are a look at some of the mutual fund schemes that are well rated by Crisil. You can call them 5-star rated or No 1 rated.

Name of the fund	Ratings	Category
Quant Tax Plan	No 1 or 5-star	ELSS
HDFC Top 100	No 1 or 5-star	Large Cap
Nippon India Largecap Fund	No 1 or 5-star	Large cap
ICICI Prudential Bluechip Fund	No 1 or 5-star	Largecap
HDFC Flexi Cap Fund	No 1 or 5 star	Flexi Cap
JM Flexi Cap Fund	No 1 or 5 star	Flexi Cap
Tata Small Cap Fund	No 1 or 5 star	Small Cap Fund
Quant Small Cap Fund	No 1 or 5-star	Small Cap Fund

Investing in these schemes?

We are not advising investing in mutual fund schemes, but, only providing investors some information to take a decision. It is important for investors to remember that as they look at mutual fund investing, they understand their own needs. For example, if you are a risk averse person, it would be better advised to stay away from small cap and midcap mutual fund schemes. On the other hand, if you have a long-term perspective of 3-5 years you could stay invested in any of the categories. It is important to remember that investors would need to be patient to generate returns.

Invest small sums

At this juncture with interest rates on the rise, it would be better advised to stay invested partially. Apart from this, the ideal way to go about investing would be to invest through the SIP route, where you could end-up hedging your risks to an extent. At the moment is is also hard to choose which mutual fund scheme would outperform its peers in the longer run and give the best returns. Over the years, some schemes which have outperformed in the past, tend to underperform later. Look for schemes that have a good ratings across various rating agencies. For example, Quant Small cap Fund has been highly rated by many rating agencies. Overall, there is an element of risk as well, in choosing the right mutual fund scheme, as you may not always end-up making the perfect choice.