This 4 Star Rated Mutual Fund Invest In Major Banking Stocks, Check Out Holdings & Returns

UTI Value Opportunities Fund

UTI Value Opportunities Fund is a 16 years and 11 months old fund an equity value oriented fund, introduced on July 20, 2005. in a couple of weeks, the fund will turn 17 years old. It is an open-ended equity value scheme following a value investment strategy. The Fund follows the principle of intrinsic value for stock selection and has the flexibility to position itself actively across the market cap spectrum. As the fund is an equity fund, it is rated highly risky for investment. It has been rated 4 star by value research & 3 star by CRISIL, respectively.

Fund Details

Assets Under Management (AUM) for the fund is Rs 6,350 crore as of May 31, 2022, and its cost ratio was 1.25 %, more than the 1.14% category average. According to the fund, the Net Asset Value (NAV) of the fund as of June 30, 2022, is Rs. 89.4921. NIFTY 500 is the fund's benchmark.

With a minimum required amount of Rs 5,000 for lump-sum payments and Rs 500 for SIPs, one can begin investing in this fund. Important to note, that the additional contributions to this fund required are at least Rs 1000. Here, there is no lock-in period is applicable. For units in excess of 10% of the investment, the fund charges 1% for redemption within 365 days of the investment.

Annualised Returns

It has given negative returns on both SIP & lump-Sum investment in 1 year.

Lump-Sum Returns

SIP Returns

Banking Sector Investments

The fund under the Direct Plan-growth has major holdings in the financial sector accounts 29.71%. These major financial holdings include 4 major private sector banks and one Public sector bank, State Bank of India (SBI). The major private sector banks include HDFC Bank, Axis Bank, ICICI Bank, and IndusInd Bank. It has also 2.72% holdings in the insurance sector.

Top Banking Stock Holdings as on May 31, 2022

Portfolio

The fund invests 98.43% of its assets in domestic equities, of which 52.23% are large-cap companies, 14.34% are mid-cap stocks, and 12.22% are small-cap stocks. Government securities account for 0.17% of the fund's investment in debt. Fund's major sector holdings include financial, technology, automobile, healthcare, service, consumer staples, material, communication, construction, energy, metal & mining, insurance, capital goods, consumer discretionary, and chemicals,
The fund's major holdings are in HDFC Bank, Axis Bank, Infosys, Bharti Airtel, ICICI Bank, SBI, Bajaj Auto, ITC, Aditya Birla Fashion & Retail, Cipla, Eicher Motors, Tech Mahindra, AIA Engineering, Maruti Suzuki India, Sun Pharmaceuticals Industries, IndusInd Bank, Jubilant Foodworks, Bharat Forge, KEC International, Coromandel international, Ajanta Pharma and others.