This Bank Is Offering Highest FD Rates To Senior Citizens, Up To 8.15%; Check Other Rates Here

Jana Small Finance Bank (JSFB) is an Indian Small Finance Bank bank having its head office in Bengaluru, Karnataka. The bank is offering the highest 8.05% Interest rates to Senior Citizens on Fixed deposits under Rs. 2 crores, according to the bank's official website. The bank will now offer fixed deposits with maturities ranging from 7 days to 10 years and interest rates ranging from 2.50% to 7.35% for regular deposits and 3.30% to 8.05% for Senior citizens as a result of the adjustment. The New rates are effective from 15th June 2022. Last month, the bank also revised interest rates on the FD Plus deposit scheme for deposits above Rs 2 crore & above.

Fixed Deposits Interest Rate Effective From 15th June 2022

For depositors in this category, Jana SFB is offering the highest 8.05% interest and the lowest 3.30% interest to senior citizens. While the bank is offering the highest 7.35% interest and lowest 2.50% interest on Regular Deposits.

Following are the FD rates w.e.f. June 15, 2022, on a single deposit of less than Rs 2 crore.  

Period	Regular FD Interest Rate (p.a.)	Senior Citizen FD Interest Rate (p.a.)
7-14 days	2.50%	3.30%
15-60 days	3.00%	3.80%
61-90 days	3.75%	4.55%
91-180 days	4.50%	5.30%
181-364 days	5.50%	6.30%
1 Year[365 Days]	7.00%	7.80%
> 1 Year - 2 Years	7.25%	8.05%
>2 Years-3 Years	7.25%	8.05%
> 3 Year- < 5 Years	7.35%	8.15%
5 Years[1825 Days]	7.25%	8.05%
> 5 Years - 10 Years	6.00%	6.80%

 

Interest Rate For FD Plus (For Less Than 2 Cr)

Under the scheme, the bank is offering up to 7.75% and the lowest 2.50% on deposits of less than Rs 2 crores. Under this FD scheme, premature withdrawals are not allowed. The interest rate is applicable for Fixed Deposits above Rs 15 Lakhs only.

Following are Fixed Deposit Interest rates w.e.f. 18 August 2022, on a single deposit of less than 2 Cr:

Period	Interest Rate (p.a.)
7-14 days	2.50%
15-60 days	2.50%
61-90 days	2.50%
91-180 days	2.50%
181-364 days	5.60%
1 Year[365 Days]	7.20%
> 1 Year - 2 Years	7.75%
>2 Years-3 Years	7.45%
> 3 Year- < 5 Years	7.50%
5 Years[1825 Days]	7.35%
> 5 Years - 10 Years	6.10%

Interest Rates For FD Plus (For 2 Cr & above)

The bank offers interest rates ranging  2.50% to 7.75% for a maturity tenure of 7 Days to 10 Years. Under this FD scheme, premature withdrawals are not allowed. The interest rate is applicable for Fixed Deposits above Rs 15 Lakhs only. 

Following are Fixed Deposit Interest rates w.e.f. 18 August 2022, on a single deposit of more than 2 Cr and above:

Period	Interest Rate (p.a.)
7-14 days	2.50%
15-60 days	2.50%
61-90 days	2.50%
91-180 days	2.50%
181-364 days	5.60%
1 Year[365 Days]	7.20%
> 1 Year - 2 Years	7.75%
>2 Years-3 Years	7.45%
> 3 Year- < 5 Years	7.50%
5 Years[1825 Days]	7.35%
> 5 Years - 10 Years	6.10%

Source - Janabank.com