This Conservative Hybrid Fund SIP Has Delivered Over 18% Returns In 3 Years

You can select a decent conservative hybrid fund if you want a conservative fund with a little equity exposure for greater returns. Conservative hybrid funds hold around a quarter of your money in stocks and the balance in bonds. Check out this conservative hybrid fund that has given good returns over the rear.

Axis Regular Saver Fund - Direct Plan-Growth

This fund is a Conservative Hybrid mutual fund scheme from the house Axis Mutual Fund. The dire plan- Growth scheme of this fund has Rs 421 Crores worth of AUM (Asset Under Management) as of 28 February 2022.

The NAV of this fund is Rs 27.3482 declared on 31st March 2022. The fund has an expense ratio of 2.17%, which is higher than its category average.

The minimum investment amount required for lump sum payment is Rs 5000 and for SIP it is Rs 1000. This fund has no lock-in period. The fund seeks to generate regular income through investments in debt and money market securities.

Both, CRISIL and Value Research rated this fund 3 stars. However, the fund is risky for investment. Its performance is also average among its peer funds. 

Absolute And Annualised Returns

Lump-Sum Investment Returns

Since its inception, it has given 7.92% average annual returns. 

Investment Period	Absolute Returns	Annualised Returns
1 Year	10.35%	10.35%
2 Year	33.24%	15.43%
3 Year	29.58%	9.00%
5 Year	50.40%	8.50%
Since Inception	132.19%	9.55%

SIP Returns

SIP Period	Absolute Returns	Annualised Returns
1 Year	3.77%	7.06%
2 Year	12.24%	11.53%
3 Year	18.27%	11.21%
5 Year	26.41%	9.31%

Portfolio

The fund now has a 22.49 percent equity allocation and a 66.6 percent debt exposure.

The fund's debt part has a reasonable credit rating, meaning that the borrowers it has loaned to are of good quality.

The financial, technology, chemicals, services, and automobile industries make up the majority of the fund's stock holdings. In comparison to other funds in the category, it has less exposure to the Financial and Technology industries.

GOI, Small Industries Development Bank of India Ltd., Rural Electrification Corp. Ltd., India Grid Trust, and National Bank For Agriculture & Rural Development are among the fund's top holdings.

 

Disclaimer

Mutual fund investments are subject to market risk. Read all scheme-related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.