This CRISIL Rated 3-Star Low Duration Fund Has Offered 10.95% Returns In 2-Years, Check Portfolio

Mutual fund investing is a long-term endeavour. Most people who invest money expect to keep it for at least ten years. This implies that if you start early and invest frequently throughout your life, your return on investment will be significantly larger. However, investors with low duration can pick to invest in a low-duration fund such as this low-duration mutual fund scheme analysed here.

Tata Treasury Advantage Fund - Direct Plan-Growth

This Low Duration Mutual Fund scheme was launched by the TATA Mutual Fund. It is an open-ended medium-sized fund of its category. This fund is Rs 2330.87 crore worth of Asset Under Management (AUM). This fund has Rs 3257.5029 Net Asset Value (NAV) declared on 29th April 2022. The fund has an expense ratio of 0.34%, which is close to the category average expense ratio.

It is rated low to moderate risky fund. The mutual fund rating agency CRISIL has rated this fund 3-Star. It ah given average performance among peer funds. The benchmark of this fund is CRISIL Low Duration Fund AI Index.

To start investment in this fund, the minimum investment amount required is Rs 5,000, and for SIP it is Rs 500. The Lock-in period is not applicable in this fund. The exit load in this fund is Rs 0.

This fund is good for 1-3 years of investment tenure for good returns.

Absolute And Annualised Returns

Lump-Sum Investment Returns

Since its launch, it has delivered 7.08% average annual returns.

Tenure	Absolute Returns	Annualised Returns
1 Year	3.97%	3.97%
2 Year	10.95%	5.33%
3 Year	13.05%	4.16%
5 Year	30.58%	5.48%
Since Inception	89.23%	7.08%

SIP Returns

Tenure	Absolute Returns	Annualised Returns
1 Year	2.12%	3.95%
2 Year	4.48%	4.28%
3 Year	7.68%	4.87%
5 Year	13.50%	5.01%

Portfolio

The fund has 97.8% investment in Debt of which 20.49% in Government securities, and 77.31% in funds invested in very low-risk securities. The fund's credit profile is very high indicating it has lent to borrowers whose quality is excellent. Most funds in this category lend to similar borrowers and hence the risk of default in this fund is the same as in the category. The fund's top holdings are in the Government of India, Reserve Bank of India, Axis Bank Ltd., and Indian Oil Corp. Ltd., and Indian Bank.

Disclaimer

Mutual fund investments are subject to market risk. Read all scheme-related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.