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This Equity Saving Fund SIP Has Given Given Over 15% Returns In 3 Years, Check Out Portfolio


Investing early in life guarantees that you have more time to allocate your savings, which influences their growth. SIPs, which require regular deposits and a head start, can provide appropriate returns on your investment.


You may choose from a variety of mutual funds to invest in an equity-saving mutual fund through SIP. Low volatility and income are the major benefits of equity savings funds. Risk and return are inversely proportional; the bigger the reward, the higher the risk.

Equity savings funds are not for you if you are hoping for extremely high returns. The fund we highlighted has given good and constant returns over the years.

Union Equity Savings Fund - Direct Plan-Growth

Union Equity Savings Fund - Direct Plan-Growth

This fund was launched on 09 August 2018 by the Union Mutual Fund AMC. It is a hybrid open-ended Equity Savings Fund that invests in equity, arbitrage, and debt. This Fund Direct-Growth scheme has no lock-in period.

The fund's Assets Under Management as of 28 February 2018 was Rs 170 Crore and NAV as of 24th March 2022 was Rs 13.44. The fund's expense ratio is 1.39%. The minimum investment for lump sum required is Rs 1000 and for SIP is Rs 1000.

Union The fund has been rated 3 stars by Value Research. It is a moderately risky fund for investment. Investors who are looking for a good and constant return can opt to invest in this fund. 

Absolute And Annualised Returns

Absolute And Annualised Returns

Lump-Sum Investment Returns

Investment TenureAbsolute ReturnsAnnualised Returns
1 Year7.01%7.01%
2 Year38.84%17.83%
3 Year29.11%8.86%
Since Inception34.40%8.55%

SIP Returns

SIP tenureAbsolute ReturnsAnnualised Returns
1 Year2.13%3.98%
2 Year10.36%9.81%
3 Year15.09%9.35%


The fund invests 68.08 percent of its assets in Indian equities, with 47.55 percent in large caps, 15.04 percent in mid-caps, and 2.16 percent in small caps. The fund has a debt investment of 21.57 percent, with 11.48 percent in government securities and 10.09 percent in funds that invest in extremely low-risk assets.

The fund's debt part has a low credit rating, implying that the borrowers to whom it has given money are of poor quality. Financial, Technology, Metals & Mining, Consumer Staples, and Energy sectors make up the majority of the fund's stock holdings. When compared to other funds in the category, it has taken less risk in the financial and technology industries.

GOI, National Bank For Agriculture & Rural Development, Union KBC Liquid Direct, Reliance Industries Ltd., and Small Industries Devp. Bank of India Ltd. are among the fund's top holdings.


Mutual fund investments are subject to market risk. Read all scheme-related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.

Read more about: mutual fund sip returns roi
Story first published: Friday, March 25, 2022, 19:03 [IST]
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