This Infrastructure Mutual Fund Gave 26.41% Annualised Returns On 3 Years SIP, Good To Invest

SBI Infrastructure Fund is a equity mutual fund from the house of SBI Mutual Fund. The Fund seeks to provide long-term capital growth opportunities for investors through active management of investments in stocks of companies directly or indirectly involved in infrastructure growth in the Indian economy. Here are the key details of the fund:

SBI Infrastructure Fund

SBI Infrastructure Fund is a Sectoral-Infrastructure mutual fund scheme, launched on July 06, 2007, by the SBI Mutual Fund. It is a medium-sized fund of its category with no lock-in period. 
It has Rs 926 crore in Asset Under Management (AUM) as of 31 October 2022, and its Net Asset Value (NAV) as of 10 November 2022 is Rs 28.8511 under the fund's Direct Plan-Growth option. 
Its benchmark is NIFTY Infrastructure TRI. For investment, the fund is very highly risky as per SEBI Riskometer. It has been rated 4-star by Value Research and CRISIL. 

Investment details

• Minimum Investment - Rs 5,000
• Minimum SIP Investment - Rs 500
• Minimum Additional Investment - Rs 1,000
• Minimum Balance - Rs 1,000
• Exit Load - 0.5% for redemption within 30 days
• As on 30 September 2022, the fund's expense ratio is 1.92%. 

Annualised Returns

Returns on Lump-Sum Investments

Since its inception, the fund has given 12.98% annual average returns on investments. The ability of the fund to deliver consistent returns is comparable to that of most funds in its category.

Investment Tenure	Returns
1 Year	5.09%
2 Year	33.63%
3 Year	20.82%
5 Year	12.03%

Returns on SIP 

SIP Tenure	Returns
1 Year	14.97%
2 Year	21.09%
3 Year	26.41%
5 Year	19.42%

Portfolio

The fund invests a minimum of 80% in stocks of companies related to the infrastructure sector. SBI Infrastructure Fund can also invest up to 20% in equities other than infrastructure-related companies, as well as debt and money market instruments. 

Fund's 92.8% asset is invested in Equity and the rest 7.2% in Cash & Cash Equivalent instruments. Fund's 34.35% portfolio is in Giant stocks that form the top 50 percent of the total market cap, 11.70% in large stocks that form the next 20 percent of the market capitalisation, 27.21% in mid stocks that form the next 20 percent of the market capitalisation and rest 26.75% in small stocks that form the bottom 9 percent of the market capitalisation. 

The fund has investments in a total 36 stocks, in which the top 10 stocks hold 43.35%, the top 5 hold 28.15% and the top 3 hold 44.42%, respectively. The fund has investments in 10 sectors, which includes Energy, Construction, Capital Goods, Material, Metal & Mining, Communication, Financial, Services, Automobile, and healthcare. The top 5 holdings of the fund are as follows: Reliance, Bharti Airtel, Larsen & Toubro, Ultratech Cement, and Shree Cement.

Disclaimer

Mutual fund investments are subject to market risk. Read all scheme related Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.