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This Top-Rated Conservative Hybrid Fund Has Given Over 57% Returns In 5 Years
The Indian equity market has been extremely volatile recently, causing investors the sense of fear in equities . In such circumstances, a mutual fund SIP could be extremely beneficial. One of the main reasons for investing through SIPs is to reduce the short-term volatility risk. SIPs are designed for long-term investments, reducing the risk of short-term market volatility. Here, in this article, we have highlighted one top-rated mutual fund. This particular conservative fund has not only offered promising returns on lump-sum investing but also the SIP. Check out returns details to know more about the fund.
Kotak Debt Hybrid - Direct Plan-Growth
This Conservative Hybrid Fund is an open-ended fund from Kotak Mutual Fund launched on December 02, 2013. It is a medium-sized fund of its category. The fund has worth Rs 1468.63 Crore size Asset Under Management (AUM). The Net Asset Value (NAV) of the fund declared on 17th May 2022 is RS 46.4818. The expense ratio of this fund s 0.45%, which is below its category average of 0.8%.
The fund aims to outperform a debt-heavy portfolio with minimal exposure to equities and equity-related assets. The Scheme intends to generate regular returns by investing in debt securities while increasing returns by investing in equity and equity-related securities.
The benchmark of this fund is CRISIL 85+15 Conservative Index. The fund is rated moderately high risky for investments. Also, the fund is rated 5-star by the rating agency CRISIL. It has given excellent returns performance among peer funds.
Investment in this fund starts with the minimum required amount of Rs 5,000 for lump-sum payments and Rs 1,000 for additional payments. Whereas, to start SIP, the minimum amount required is Rs 1,000. There is no lock-in period in this fund. However, it charges 1% on redemption for units in excess of 8% of the investment within 180 days.
Absolute And Absolute Returns
Lump-Sum Investment Returns
In 1 year, the fund has delivered 7.71% annualised returns, which is better than its category average in the same tenure. Since its launch, it has delivered 10.50% average annual returns.
| Tenure | Absolute Returns | Annualised Returns |
|---|---|---|
| 1 Year | 7.71% | 7.71% |
| 2 Year | 34.05% | 15.73% |
| 3 Year | 41.50% | 12.25% |
| 5 Year | 57.01% | 9.44% |
| Since Inception | 153.08% | 10.50% |
SIP Returns
| Tenure | Absolute Returns | Annualised Returns |
|---|---|---|
| 1 Year | 0.58% | 1.07% |
| 2 Year | 9.94% | 9.41% |
| 3 Year | 18.29% | 11.22% |
| 5 Year | 30.54% | 10.61% |
Portfolio
The fund has 24.71% investment in equities of which 14.99% is in large-cap stocks, 2.2% is in mid-cap stocks, and 4.76% in small-cap stocks. The fund has 54.23% investment in Debt of which 46.09% in Government securities, and 6.09% in funds invested in very low-risk securities.
The fund's equity portion is primarily invested in the Financial, Energy, Consumer Staples, Automobile, and Materials sectors. The debt portion of the fund has moderate credit quality indicating the quality of borrowers it has lent it to is good.
The fund's top 5 holdings are in the Government of India, Reliance Industries Ltd., Uttar Pradesh Power Corporation Ltd, THDC India Ltd., and ITC Ltd.
Disclaimer
Mutual fund investments are subject to market risk. Read all scheme related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.
