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Ujjivan Small Finance Bank Revises Interest Rates On FD: Now Get Up To 7.35%
Ujjivan Small Finance Bank has increased deposit interest rates across multiple tenors. According to the bank's official website, the new rates are effective from today 9th December 2021. Following the most recent revision, the bank is now offering a maximum interest rate of 6.60% to the general public and 7.35% to senior citizens on their deposits maturing in 19 months and 1 day to 24 months. The interest rate has been raised to 6.5% from 6 percent on deposits maturing in 1 year, according to Ujjivan SFB. Senior citizens will continue to get an additional rate of 0.75% on their deposits across all tenors. Effective from today, senior citizens will now get an interest rate of 3.65% to 7.35% on their deposits of less than Rs. 2 Cr.
Ujjivan Small Finance Bank Fixed Deposit Rates
The following are the new interest rates for domestic and NRO fixed deposits of less than Rs. 2 Cr.
| TENURE | Regular Interest Rate (p.a.) | Senior Citizens |
|---|---|---|
| 7 Days to 29 Days | 2.90% | 3.65% |
| 30 Days to 89 Days | 3.50% | 4.25% |
| 90 Days to 179 Days | 4.25% | 5.00% |
| 180 Days to 364 Days | 4.75% | 5.50% |
| 12 Months | 6.50% | 7.25% |
| 12 Months and 1 Day to 19 Months | 6.00% | 6.75% |
| 19 Months and 1 Day to 24 Months | 6.60% | 7.35% |
| 2 Years and 1 Day to 3 years | 6.50% | 7.25% |
| 3 Years and 1 Day to 5 Years | 6.25% | 7.00% |
| 5 Years and 1 Day to 10 Years | 6.00% | 6.75% |
| Source: Bank Websites. W.e.f. 9th December 2021 |
Ujjivan Small Finance Bank Recurring Deposit Interest Rates
Effective from 9th December 2021, Ujjivan Small Finance Bank is now offering the following interest rates on recurring deposits.
| TENURE | Regular Interest Rate (p.a.) | Senior Citizens |
|---|---|---|
| 6 months to 9 months | 4.75% | 5.50% |
| 12 months | 6.50% | 7.25% |
| 15 months to 18 months | 6.00% | 6.75% |
| 21 months to 24 months | 6.60% | 7.35% |
| 27 months to 36 months | 6.50% | 7.25% |
| 39 months to 60 months | 6.25% | 7.00% |
| 63 months to 120 months | 6.00% | 6.75% |
| Source: Bank Websites. W.e.f. 9th December 2021 |
Ujjivan Small Finance Bank NRE Fixed Deposits Interest Rates
The bank is providing the following interest rates on non-resident external (NRE) deposits of less than Rs 2 crore.
| Term Deposits | Interest Rate (p.a.) (Under Rs. 2 Crore) |
|---|---|
| 12 Months | 6.50% |
| 12 Months and 1 Day to 19 Months | 6.00% |
| 19 Months and 1 Day to 24 Months | 6.60% |
| 2 Years and 1 Day to 3 years | 6.50% |
| 3 Years and 1 Day to 5 Years | 6.25% |
| 5 Years and 1 Day to 10 Years | 6.00% |
| Source: Bank Websites. W.e.f. 9th December 2021 |
