Yes Bank Consolidates Near Rs 18–20 Level: Breakout Or Breakdown Ahead After Q4 Results?

Thanks to robust Q4 earnings and high market sentiment, Yes Bank's shares showed a bullish trajectory on the stock markets on Monday, April 21, 2025. As Yes Bank's shares moved within a narrow range during the day, registering an intraday high of Rs 19.37 and a low of Rs 18.78, the stock started trading at Rs 19.10, suggesting investor confidence. Yes Bank's closing price for the day was Rs 18.82, up 4.04% from the previous close of Rs 18.09. The bank's outstanding Q4 FY25 performance was a major factor in the stock price surge. In general, the stock's market capitalization reached Rs 59,008.45 Cr due to the good financial performance and enhanced asset quality, which boosted investor optimism. The stock's 52-week high stands at Rs 28.50, achieved on April 29, 2024, while the 52-week low is Rs 16.02, recorded on March 12, 2025. ​

Yes Bank Q4 Results

Yes Bank announced its financial results on Saturday for the quarter (Q4) and year ended March 31, 2025. In the January-March quarter of the financial year 2024-25 (Q4FY25), Yes Bank's net profit jumped by 63.3% (Y-o-Y) to Rs 738.12 crore from Rs 451.9 crore during the same time the previous year. Non-interest income increased 10.9% to Rs 1,739 crore during the quarter, while net interest income increased just 5.7% to Rs 2,276 crore.

In comparison to Q4FY24, when it was 2.4%, the net interest margin (NIM) for Q4FY25 was 2.5%. In FY25, NIM reached 2.4%. In Q4FY25, the bank's provisions dropped 32.45% YoY to Rs 318.07 crore from Rs 471 crore in Q4FY24. In comparison to the previous quarter (Q3FY25), the lender's asset quality remained consistent, with its gross non-performing assets ratio (GNPA) remaining constant at 1.60 per cent as of March 31, 2025. As of March 31, 2025, the Net NPA Ratio was 0.30 per cent, down from 0.50 per cent on December 31, 2024. In Q4FY25, the bank's gross slippages were Rs 1,223 crore, while in Q3FY25, they were Rs 1,348 crore.

Yes Bank's FY25 operating profit of Rs 4,254 Crs was up 25.6% over the previous year. Operating Profit for Q4FY25 was Rs 1,314 Crs, rising 45.6% YoY and 21.8% QoQ. The bank claims that its FY25 return on assets (RoA) was 0.6%, compared to 0.3% in FY24. Compared to 0.5% in Q4FY24 and 0.6% in Q3FY25, the return on assets (RoA) for Q4FY25 was 0.7%.

Yes Bank News

In accordance with the execution of 20,60,648 stock options under the YBL PESOP 2020 plan, Yes Bank authorized the allocation of 20,60,648 equity shares with a face value of Rs. 2 each on April 19, 2025. The bank has collected Rs. 2,72,64,498.00 by exercise of stock options.

Following the allocation, the bank's paid-up share capital grew from Rs. 62,70,82,30,644/-, which consisted of 31,354,115,322 equity shares worth Rs. 2/-each, to Rs. 62,71,23,51,940/-, which consisted of 31,356,175,970 equity shares worth Rs. 2/-each.

Yes Bank Share Price Target

"Yes Bank continues to trade in a narrow range with limited momentum. The stock is showing consolidation near key support levels, but a breakout above ₹20 with strong volumes could open the door for a short-term move toward ₹22-₹23. However, the overall trend remains neutral to mildly positive. A close below ₹18 may invite further downside. Traders should be cautious with tight stop-losses," commented Riyank Arora - Technical Analyst - Mehta Equities Limited.

Disclaimer

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