Yes Bank Revises Fixed Deposit Interest Rates: Check New Rates Here

Yes Bank has revised its interest rates on various term deposits. On the 14th of December 2021, the bank changed its interest rates for both regular customers and senior people on bulk fixed deposits of Rs 2 Cr to Rs 5 Cr. The bank is now offering an interest rate of 3.25 percent to 5.50 percent on deposits of Rs 2 Cr to 5 Cr with a premature withdrawal option maturing in 7 days to 5 Years & above, and an interest rate of 3.25 percent to 5.50 percent on deposits of Rs 2 Cr to 5 Cr with no premature withdrawal option maturing in the same tenure period.

Yes Bank is now providing elderly citizens an interest rate of 3.25 percent to 5.75 percent on bulk deposits of Rs 2 crore to Rs 5 crore with maturities ranging from 7 days to 5 years and above. Yes Bank has kept its interest rates untouched on deposits of less than Rs. 2 crores. The bank revised its interest rates last month on November 3rd, 2021, and is now offering an interest rate of 3.25 percent to 6.25 percent to the general public and 3.75 percent to 7.00 percent to senior citizens on deposits of up to Rs 2 crore maturing in 7 days to 3 years to 10 years, for more information, please click here.

Yes Bank Bulk Deposit Interest Rates (With Premature Withdrawal Facility)

The bank is currently offering interest rates of 3.25 percent and 3.35 percent on deposits with a premature withdrawal option maturing in 7 days to 14 days and 15 days to 30 days. Yes Bank is now offering an interest rate of 3.50%, 3.55% and 3.75% on deposits maturing in 31 days to 45 days, 46 days to 60 days and 61 days to 90 days. On deposits maturing in 91 days to 120 days, 121 days to 180 days, 181 days to 270 days, and 271 days to less than one year, the general public will now receive interest rates of 3.80 percent, 4.30 percent, 4.80 percent, and 4.85 percent. Whereas on deposits maturing in 1 year to 5 Years & above, the bank is now offering an interest rate of 5.50% to the general public respectively.

Tenor	Revised Rates (w.e.f 14 Dec, 21)
7 days to 14 days	3.25%
15 days to 30 days	3.35%
31 days to 45 days	3.50%
46 days to 60 days	3.55%
61 days to 90 days	3.75%
91 days to 120 days	3.80%
121 days to 180 days	4.30%
181 days to 270 days	4.80%
271 days to less than 1 year	4.85%
12M (1 Year)	5.50%
12 M 1 D to less than 18 M	5.50%
18 M to less than 2 YR	5.50%
2 YR to less 3 Yrs	5.50%
3 YR to less 5 Yrs	5.50%
5 Years & Above	5.50%
Source: Bank Website

Yes Bank Bulk Deposit Interest Rates (Without Premature Withdrawal Facility)

Yes Bank is currently offering the following interest rates on deposits with no premature withdrawal facility maturing in 7 days to 5 years and above, effective as of December 14, 2021.

Tenor	Revised Rates (w.e.f 14 Dec, 21)
7 days to 14 days	3.25%
15 days to 30 days	3.35%
31 days to 45 days	3.50%
46 days to 60 days	3.55%
61 days to 90 days	3.75%
91 days to 120 days	3.80%
121 days to 180 days	4.30%
181 days to 270 days	4.80%
271 days to less than 1 year	4.85%
12M (1 Year)	5.50%
12 M 1 D to less than 18 M	5.50%
18 M to less than 2 YR	5.50%
2 YR to less 3 Yrs	5.50%
3 YR to less 5 Yrs	5.50%
5 Years & Above	5.50%
Source:Bank Website

Yes Bank Bulk Deposit Interest Rates For Senior Citizens

Yes Bank is currently giving elderly citizens an interest rate of 3.25 percent to 5.75 percent on bulk deposits of Rs 2 crore to 5 crore maturing in 7 days to 5 years and above, after the most recent modification dated December 14, 2021. Below are the most recent interest rates on bulk deposits for elderly folks.

Tenor	Revised Rates (w.e.f 14 Dec, 21)
7 days to 14 days	3.25%
15 days to 30 days	3.35%
31 days to 45 days	3.50%
46 days to 60 days	3.55%
61 days to 90 days	3.75%
91 days to 120 days	3.80%
121 days to 180 days	4.30%
181 days to 270 days	5.05%
271 days to less than 1 year	5.10%
12M (1 Year)	5.95%
12 M 1 D to less than 18 M	5.95%
18 M to less than 2 YR	5.75%
2 YR to less 3 Yrs	5.75%
3 YR to less 5 Yrs	5.75%
5 Years & Above	5.75%
Source: Bank Website

Note

Yes Bank's interest rates on domestic and non-resident savings accounts were also recently updated. Effective from December 15, 2021, the bank is paying 4% interest on daily savings account balances of Rs=1 Lac, 4.50 percent on daily savings account balances of Rs >1 Lac to 10 lacs, 5.00 percent on daily savings account balances of Rs >10 lacs to 1 C, and 5.25 percent on daily savings account balances of Rs >=1 Cr to 100 Cr. Regular, Senior Citizen, Rural, Semi-Urban, and Urban savings accounts are all eligible for these rates. Please click here for additional information.