ITR Filing Deadline: In a major relief, the CBDT has extended the deadline to file income tax return (ITR) to September 15, 2025, from the earlier deadline of July 31, 2025. That being said, salaried individuals will be required to file ITR forms for financial year 2024-25 and assessment year 2025-26. However, self-filing of ITR can be confusing for first-time taxpayers.
Here are the top 10 issues that taxpayers face while filing their Income Tax Return (ITR):
The Income Tax Department has issued top clarifications for taxpayers while filing their ITR:
1. Self-assessment tax paid but not reflecting in prefilled details.
In the normal process, it generally takes 3 to 4 days for different banks to provide information to the department. Post that, it gets prefilled in the Tax-returns/Pre-filled JSON. Taxpayer may opt to wait for required time-period for auto reflecting details of the Taxes paid in ITR.
Alternatively, in such cases where taxpayer has already filled in additional details over and above the pre-filled details, such payment details can be entered manually after clicking on 'Add Details' link for Advance Tax and Self- Assessment Tax Payment details under Schedule "Taxes Paid", as per IT dept's guidelines.
2. How to pre-validate the bank account and select a bank for refund?
Taxpayers can follow the below steps to pre-validate the bank account:
Go to Profile>> My Bank Account>> Add Bank Account>> Provide correct bank details & validate.
It needs to be noted that while filing ITR, if user has a bank account with 'Validation in progress' status, same can be nominated for refund and ITR can be filed without waiting for confirmation. However, the refund,if any, will be credited only after validation is done by the bank.
Following the process, the request will be sent to respective bank or NPCI for validation. Once validation is successful, Taxpayer can nominate the bank account for refund.
3. Difference between income as shown in AIS and 26AS?
As per the guidelines, income reflected in AIS and 26AS are based on information received from different sources and tax compliance made by different stakeholders. These are made available to the Taxpayer for reference purpose. Taxpayer should check his book of records and provide information in the return as per the information available with him.
If there is variation between the TDS/TCS or tax payments as provided in Form26AS and the TDS/TCS or tax payments provided in AIS, the Taxpayer may rely on the TDS/Tax payment information provided in 26AS for the purpose of filing of tax return and for computing Pre-paid Taxes.
4. How to register for legal heir/documents required?
Log in to the e-Filing Portal >> Authorized Partners >> Register as Representative Assessee>> Let's get Started>> Create New Request >>Choose the Category of assessee 'Deceased (Legal heir)' >>enter the required details >> Upload mandatory attachments and click Continue.
5. How to reset password without efiling/Aadhar OTP?
To reset password without e-filing OTP (if registered mobile has changed)/Aadhaar OTP (if Mobile is not linked to Aadhaar or if Aadhaar is not linked to PAN), user can reset password using a valid DSC or can login in directly through Internet Banking into E-filing account. The DSC should be linked to the PAN of the Taxpayer and user can reset password even if DSC is not registered on the portal.
6. How to claim some deductions like 80TTA when Tab is not visible?
In ITR 1 & 4, Deduction u/s 80TTA or other deductions can be entered in Total deductions tab (click view all deductions) and in other ITRs Deductions can be entered in Schedule VI-A under Part-B, Part-C & Part CA and D.
Meanwhile, ClearTax has also highlighted several mistakes that taxpayers can avoid while filing ITR. These are:
7. Selecting the Incorrect Form:
Selecting the appropriate ITR form for filing returns is of utmost importance. Please do so to ensure the income tax department processes your return. The selection of the ITR form is based on the nature of income or the category to which the taxpayer belongs.
8. Quoting the Wrong Assessment Year:
While filing the returns, one must ensure that the correct AY is provided. For FY 2023-24, the correct corresponding AY is 2024-25. Mentioning the wrong AY increases the chances of double taxation and attracts unnecessary penalties.
9. Furnishing Incorrect Personal Information:
Personal details, viz name, address, mail ID, phone number, PAN, date of birth, etc., must be accurately mentioned in the return of income. You need to ensure that the details match those given in your PAN. Further, if you are looking at claiming a refund, make sure your bank particulars to which you intend your refund to be credited, like account number, IFSC code, etc., are accurately mentioned in order to receive your refund on time and without hassles.
10. Not Disclosing All the Sources of Income:
If there is any income from any source other than the primary source of income, it must be disclosed. Taxpayers have to disclose income from all sources including savings account interest, fixed deposit interest, rental income from house property, income from short-term capital gains and any other source. The income must be disclosed irrespective of being taxable or exempt. Many taxpayers, out of ignorance, tend to miss out on giving details of exempt income.
Disclaimer: The write-up is just for information purposes. Neither, the author, GoodReturns.In nor Greynium Information Technologies should be held liable for any losses. Please consult a professional advisor.
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