Kerala lotteries are announced every day under different names. These lotteries are legal and managed by the Kerala state government under their welfare program. There are seven lotteries that are announced daily, such as Bhagyathara, Sthree Sakthi, Dhanalekshmi, Karunya Plus, Survarna Keralam, Karunya, and Samrudhi. These lotteries offer the first prize of Rs 1 crore to lucky winners. With 2026 nearing, it is always advisable to invest your winning amount for fruitful gains and a better future. That being said, let's explore top 5 mutual funds to invest in 2026.

Top 5 Mutual Funds In 2026:
As per the online trading platform, DHAN, the following are the best mutual funds to invest in 2026. These SIPs are selected for consistent performance, with assets under management above Rs 10,000 crore, high ratings of 4 and 5 stars, and low expense ratios under 0.80%. They have delivered returns of more than 20% annually in the past 3 years, helping investors build wealth steadily while keeping costs low.
1. Parag Parikh Flexi Cap Fund - Direct Plan Growth:
Launched in May 2013, this is an equity mutual fund scheme, offering an opportunity to begin SIP with as low as Rs 1,000. This scheme has given nearly 9.3% returns in 1-year, 23% returns in 3-years and 21.5% returns in 5 years.
Morningstar and Value Research has rated its 5 star. The scheme's 5-year absolute gains are whopping 164.20%.
2. Hdfc Flexicap Fund - Direct Plan - Growth Option:
HDFC Flexicap Fund - Direct Growth includes top holders as major lenders such as ICICI Bank, HDFC Bank, Axis Bank and SBI. The scheme is also an equity fund and was introduced in January 2013. Here a minimum SIP of Rs 100 can be commenced.
This mutual fund scheme has surged by 12.4% in 1-year, followed by 22.5% in 3 years and 25.5% in 5 years.
The scheme's 5-years absolute returns is a breathtaking 210.93%. Morningstar and Value Research has assigned 5-star rating to the scheme.
3. HDFC Mid Cap Fund - Direct Plan - Growth Option
Also, a equity mutual fund scheme, HDFC Mid Cap Fund was launched in January 2013 as well. Its major top holdings include Max Financial Services, AU Small Finance Bank, Indian Bank and Federal Bank among others. Just like the Flexicap, a minimum SIP of Rs 100 can be made to begin HDFC Mid Cap Fund.
For its 5-years, the scheme has given a compounded annual growth rate of 27.45%. Meanwhile, its CAGR has been 9.09% in 1-year and 27.14% in 3 years.
HDFC Mid Cap Fund's absolute returns are 236.32% in 5-years. This scheme also has 5-star rating from Morningstar and Value Research.
4. Nippon India Small Cap Fund Direct Plan Growth Plan Growth:
With an expense ratio of 0.63%, Nippon India Small Cap Fund has given 22.89% and 29.55% CAGR in 3-years and 5-years. However, in past 1-year, the performance is down by 4.3%. But Nippon India Small Cap Fund is still attractive for 2026 under DHAN's list.
This equity mutual fund scheme was launched in January 2013 and its op holdings include Triparty Repo, MCX, HDFC Bank, State Bank of India, and Karur Vysya Bank.
Its 5-years absolute returns are whopping 264.95%. Meanwhile, Morningstar has given 5 star rating, however, Value Research has given 4 star rating.
5. Kotak Midcap Fund - Direct Plan - Growth
For investing in Kotak Midcap Fund, investors will need only Rs 100 to begin their minimum SIP per month. Launched in January 2013, the scheme has given CAGR of 23.08% in 3 years and 25.02% in 5 years. The 1-year CAGR is at 3.74%. However, the scheme's absolute gains is mind-boggling by 205.44% in 5 years. In terms of ratings, both Morningstar and Value Research has assigned 4 stars.
Kerala Lottery Results Weekly:
In the weekly results, Kerala state announces the following lotteries:
1. Monday Bhagyathara Lottery
2. Tuesday Sthree Sakthi Lottery
3. Wednesday Dhanalekshmi Lottery
4. Thursday Karunya Plus Lottery
5. Friday Suvarna Keralam Lottery
6. Saturday Karunya Lottery
7. Sunday Samrudhi.
The cost of these lotteries are Rs 50 per ticket.
Kerala Lottery Weekly Results Prize Structures:
1st Prize: Rs1,00,00,000/-
Consolation Prize: Rs5,000/-
2nd Prize: Rs30,00,000/-
3rd Prize: Rs5,00,000/-
4th Prize: Rs5,000/-
5th Prize: Rs2,000/-
6th Prize: Rs1,000/-
7th Prize: Rs500/-
8th Prize: Rs200/-
9th Prize: Rs100/-
Kerala Lottery Date of Draw: 22/12/2025 Bhagyathara BT 34 Winners Numbers
1st Prize : Rs 1,00,00,000/- [1 Crore]: BO 133275 (VAIKKOM)
2nd Prize: Rs 30,00,000/- [30 Lakhs]: BX 212584 (ERNAKULAM)
3rd Prize: Rs 5,00,000/- [5 Lakhs]: BP 739662 (IRINJALAKKUDA)
Kerala Lottery Result On 23/12/2025 For Sthree Sakthi SS 499: Winners Numbers:
1st Prize Rs.1,00,00,000/- [1 Crore] - SW 428173 (IDUKKI)
2nd Prize Rs.30,00,000/- [30 Lakhs] - SU 660001 (CHERTHALA)
3rd Prize Rs.5,00,000/- [5 Lakhs] - SP 467743 (ERNAKULAM)
As per Kerala Lotteries Net, lottery prize winners will get their prize money from any lottery shop in Kerala if the prize money is less than Rs.5000/-. If the amount is above Rs.5000 then they have to surrender their tickets before the bank or government lottery office with ID proof for the claim. The Kerala lottery tax deduction is 30% of the total amount, and the agent's commission is 12%.
Disclaimer: The views and recommendations expressed are solely those of the individual analysts or entities and do not reflect the views of Goodreturns.in or Greynium Information Technologies Private Limited (together referred as "we"). We do not guarantee, endorse or take responsibility for the accuracy, completeness or reliability of any content, nor do we provide any investment advice or solicit the purchase or sale of securities. All information is provided for informational and educational purposes only and should be independently verified from licensed financial advisors before making any investment decisions.
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