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List of Banks and UPI IDs for Making Digital Payments


Unified Payments Interface (UPI) is a payment platform introduced by the National Payments Corporation of India to allow the instant transfer of funds between two bank accounts without disclosing account information or adding a beneficiary.


It is a platform that combines several bank accounts into a single mobile application, merges many financial services, streamlined fund routing & merchant payments into singlehood.

Major banks have either created a new UPI app or merged the UPI into their current mobile apps. Banks such as ICICI Bank, HDFC Bank, Axis, SBI, and PNB come into this group and run their mobile banking applications.

List of Banks and UPI IDs for Making Digital Payments

As of now, 155 banks in India are live UPI members. All these banks allow inter-bank fund transfers using UPI.

Using UPI/ Bhim application individuals can do use the following features and more:

  • Transfer money 24/7/365
  • Single mobile application for accessing different bank accounts
  • Transfer money using UPI ID
  • Merchant payment with a single application or in-app payments
  • Supports multiple ways of payment, including QR code scan
  • Simplified authentication using single-click two-factor authentication
  • UPI ID provides incremental security
  • Supports various transaction types, including pay, collect, etc.
  • Ease of raising complaints

How do I pay an online merchant through UPI?

  • When you shop-online,
  • Select UPI payment options
  • Enter your Payment Address (eg - xyz@upi).
  • Once entered, you will receive a collect request on your BHIM app.
  • Enter your UPI-PIN here and your payment will be complete.

How to opt UPI autoPay for recurring payments?

With this latest facility launched under UPI 2.0, consumers can now allow recurring e-mandates using any UPI recurring payment applications such as mobile bills, electricity bills, EMI payments, entertainment/OTT subscriptions, insurance, mutual funds, and others.

Customized payment options like monthly, quarterly and different amounts for each and every customer is available in UPI recurring mandates.

List of Banks and UPI Handle

Bank NameApplication NameHandle
State Bank of IndiaSBI Pay@Sbi
ICICI BankiMobile@imobile, @pockets, @ezeepay, @eazypay, @icici, @okicici
HDFC BankHDFC Bank MobileBanking@hdfcbank, @payzapp, @okhdfcbank, @rajgovhdfcbank
Bank of MaharashtraBHIM Maha UPI@mahb
Kotak Mahindra BankBHIM Kotak Pay@kotak, @kaypay, @kmb, @kmbl
Yes BankBHIM Yes Pay@Yesbank, @yesbankltd
United Bank of IndiaBHIM United UPI Pay@Ubi, @united, @utbi
IDBI BankBHIM PAyWIZ by IDBI Bank@Idbi, @idbibank
HSBCHSBC Simple Pay@hsbc
Punjab National BankBHIM PNB@pnb
Central Bank of IndiaBHIM Cent UPI@centralbank, @cbin, @cboi
Canara BankBHIM Canara - eMPower@cnrb
Bank of BarodaBHIM Baroda Pay@barodampay

Read more about: upi banks mobile banking
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