Looking For Top Equity Mutual Funds? Here Are The 5 Best SIP Schemes With 10-Year Return

Equity mutual funds have delivered upto 26% annualized SIP returns over the past 10 years, despite navigating through a highly volatile period marked by the COVID-19 pandemic, the Russia-Ukraine war, global economic uncertainty, and the ongoing U.S. tariff tensions.

These Mutual Funds have proven to be a lucrative avenue for investors seeking long-term wealth creation. According to recent analyses, several funds have delivered impressive annualized returns, with some turning a Rs. 10,000 monthly SIP into over Rs. 50 lakh. A structured-based SIP Mutual Funds eases the market volatility and capture long-term growth for the investors. Here's a look at the top performers.

1. Quant Small Cap Fund - Direct Plan

• It has delivered an impressive 26.15% annualized SIP return over the past 10 years.
• Rs. 10,000 monthly SIP in this fund would have grown to about Rs. 50.40 lakh in a decade.
• The fund manages assets worth approximately Rs. 26,221 crore, indicating strong investor interest.
• It has a competitive expense ratio of 0.66%, making it cost-effective for investors.
• Tracking the Nifty Smallcap 250 TRI, the fund has consistently outperformed its benchmark.
• Ideal for investors with a high risk appetite and a long-term investment approach.

This fund has consistently outperformed its peers in the small-cap category, making it a top choice for investors with a high-risk appetite.

2. Nippon India Small Cap Fund - Direct Plan

• The fund has delivered an impressive 24.56% annualized SIP return over the past 10 years.
• A Rs. 10,000 monthly SIP would have grown to around Rs. 51.67 lakh during this period.
• It manages assets worth Rs. 58,029 crore, reflecting strong investor confidence.
• With an expense ratio of 0.65%, the fund remains cost-effective.
• It tracks the Nifty Smallcap 250 TRI and has consistently outperformed its benchmark.

As one of the largest small-cap funds in India, it has demonstrated robust growth, benefiting from a diversified portfolio across small and mid-cap stocks.

3. Motilal Oswal Midcap Fund - Direct Plan

• The fund has delivered a solid 23.41% annualized SIP return over the past 10 years.
• Rs. 10,000 monthly SIP would have grown to about Rs. 46.98 lakh in this period.
• It manages assets worth Rs. 27,780 crore, showing strong investor confidence.
• With an expense ratio of 0.70%, it remains relatively cost-efficient.
• The fund tracks the Nifty Midcap 150 TRI and has consistently outperformed its benchmark.

With a focus on mid-cap stocks, this fund has consistently delivered strong performance, benefiting from its concentrated portfolio of high-conviction picks.

4. Invesco India Infrastructure Fund - Direct Plan

• The fund has delivered a strong 23.08% annualized SIP return over the past 10 years.
• Rs. 10,000 monthly SIP would have grown to approximately Rs. 45.97 lakh.
• It manages assets worth Rs. 1,446 crore, allowing for agile portfolio management.
• The expense ratio is 0.84%, slightly higher due to its sectoral focus.
• It is benchmarked against the BSE India Infrastructure TRI and has performed well in the infrastructure space.

With a focus on long-term wealth creation, the fund primarily invests in equity and equity-related instruments of companies within the infrastructure sector.

5. ICICI Pru Infrastructure Fund - Direct Plan

• This fund has delivered a 23.05% annualized SIP return over 10 years.
• Rs. 10,000 monthly SIP would have grown to about Rs. 45.97 lakh during this period.
• The fund manages assets worth Rs. 7,416 crore, showing strong investor confidence.
• It has an expense ratio of 1.14%, reflecting its sector-focused approach.
• The fund tracks the BSE India Infrastructure TRI and has consistently performed well in the infrastructure space.

The scheme aims to generate long-term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity-related instruments of Infrastructure companies.

The data for the above information was taken from Value Research as of June 1, 2025.
However, the markets have underperformed over the past year, which is reflected in the returns. Since mutual funds are linked to equity performance, most funds except for a few sectoral ones have delivered negative or minimal returns for the short term. If you're planning to invest in mutual funds, it's important to focus on thorough research rather than relying solely on past returns or short-term performance.

Disclaimer

The recommendations made above are by market analysts and are not advised by either the author, nor Greynium Information Technologies. The author, nor the brokerage firm nor Greynium would be liable for any losses caused as a result of decisions based on this write-up. Goodreturns.in advises users to consult with certified experts before making any investment decision.