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5 Financial Gifts for Your Valentine

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Valentine day is here and a couple of gift ideas have been circulating across all online portals. Rather than gifting your Valentine with something that is not useful for him/her, one can consider gifting something that practically makes a lot of difference to your partner in his/her life and which will be useful at the time of uncertainty.

Want to know more about the unusual but practical gifting ideas, read on. Here are a few options that could help you financially secure and this could be the day to start investing on these plans since it also shows how much you care for your Valentine and his/her life.

 

Buy a financial gift which will be helpful in long run.

Open a fixed deposit
  

Open a fixed deposit

One of the best and safe option for investment is to invest in bank fixed deposit. You can avail tax benefit if you choose to invest in 5-year tax saving instrument offered by banks.

TDS on fixed deposits

Open PPF account
  

Open PPF account

This is one of the best avenue to invest, amount can be used at the time of retirement at the same time you can save tax on amount deposited.

Public Provident Fund

Systematic Investment Plan (SIP) in mutual funds
  
 

Systematic Investment Plan (SIP) in mutual funds

Start a SIP on her behalf, In a long rung MF will take care of volatility and gives better returns whenc compared to other investment options. However, MF are subject to market risk.

Invest in Gold
  

Invest in Gold

This is most attractive option, gold is considered as hedge against inflation and can be used at the time of uncertainty. There are so many option here, you can opt for gold coin, gold funds and jewellery.

reasons why gold fails to lose sheen

Gift cards
  

Gift cards

Most of the banks are offering this services, you can buy a gift card with gift amount in it. So that she buys according to her wish.

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Read more about: gift fd mf ppf
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