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Mobile Banking: 12 safety tips for safe banking

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Mobile Banking: 12 safety tips for safe banking
Mobile Banking is gaining popularity these days as people want everything done at their finger tips. There are many services which are offered by banks like balance inquiry, requesting a cheque book etc., which can be done through mobile banking.
 

Know more on instant way to transfer money from mobile.

Here are some basic tips and precautions to be taken while using mobile banking.

1. Set up the password of your mobile phone

2. Sign up for SMS alert

3. Protect your mobile phone against virus

4. Mobile phone - especially if it is a smart phone with GPRS - is vulnerable to viruses. Viruses may harm your phone when it is connected to the Internet

5. Install anti-virus software on your mobile phone

6. Do not download any file from sites (e.g. applications, games, pictures, music)

7. Do not save confidential information such as your debit/credit card numbers,CVV numbers or PIN's on your mobile phone

8. Deactivate your mobile banking services in case of theft

9. Change your MPIN at regular intervals

10. Don't use obvious passwords (like name, date of birth, etc.)

11. While banking do not use non-secured Wi-fi. Avoid using even if it does not require a password

12. Disable your Bluetooth-enabled devices

If you use internet for banking? here are tips to save you from phishing

However, applying these things will not make mobile banking 100 per cent safe. But, as a user we should ensure that our transactions are safe.

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