Before you take a home loan it's best to compare home loan rates, eligibility, EMI, processing and administration fees, fees and customer ratings online.
There are many portals that offer a comparison and some have even linked up with banks and housing finance companies to offer loan rates.
It's likely that you would need to fill in a few details and the employee from one of the portals will call you after you have filled in your details or registered as is the case.
The good thing is that these portal representatives from whom you receive the call would leave you more enlightened and would enable you take an informed decision. However, do not be coerced by them into taking loan from a particular institution and do your own research.
The basic thing you need to keep in mind before taking a home loans is first and foremost the interest rate. For example, at the moment we could safely say that home loan interest rates from State Bank of India are the cheapest. However, dealing with public sector banks could be tedious and you may not get the exemplary service as you desire.
The second thing to check is the processing fee, pre-payment charges etc. The benefit of visiting an online comparison portal is that it serves as a ready reckoner. So, it always pays to do a quick comparison online before you apply at a particular institution. Also, remember that you are charged a processing fee, which means you cannot keeping changing your application and keep applying at different institutions and/or housing finance companies.