Bank of Baroda: Fixed rate option for home loan is not offered by Bank of Baroda for retail customers. However, for a loan amount up to Rs. 30 lakh, the bank charges floating interest rate of 10.25%. For home loan amount above Rs. 30 lakh also the bank charges the same floating rate of 10.25%.

State bank of India: SBI, the largest public sector bank in the country offers competitive floating rates on home loan. For loan amount up to Rs. 30 lakh, the bank charges 9.95% floating rate i.e. 0.25% above the bank's base rate of 9.70% p.a .

For home loan exceeding Rs. 30 lakh, SBI charges interest rate of 10.10% that is 0.40% above its base rate of 9.70%.

Canara Bank: For a home loan amount up to Rs. 30 lakh, Canara bank charges floating interest rate of 9.95%. However, if a person seeks home loan of more than Rs. 30 lakh, he would have to bear an interest rate burden of 10%.

Vijaya Bank : The bank charges floating interest rate @ 10.25% per annum for loan amount up to Rs. 75 lakh. For amount exceeding Rs. 75 lakh, the bank charges floating interest rate of 10.50% on annual basis. These rates are applicable for repayment tenure of 30 years.

Axis Bank: Home loans are provided by Axis Bank both at fixed and floating rates. For home loans up to Rs. 25 lakh, the bank charges a floating rate @ 10.75%. For loan amount in the range of Rs 25lakh and Rs75 lakh, the bank charges interest rate @ 11.00%. Further for loans exceeding Rs 75 lakh, Axis bank charges floating interest rate of 11.25%. In case of top-ups, Axis bank provides home loan @ 12%.

Axis Bank provides its home loan offering NISCHINT with fixed rate of interest @ 11.75%.

HDFC Ltd.: For home loan amount up to Rs. 30 lakh, the bank charges interest rate of 10.15% and for home loan exceeding Rs. 30 lac HDFC charges interest rate of 10.40%.

An important point to note is that these interest rates are applicable across all repayment periods.

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