Available credit limit

The available credit limit is the difference between your amount which is due and your credit limit. Say, for example, if your credit limit is Rs 50,000 and you have used your card to make payment for Rs 2000, your available credit limit will be Rs 48,000.

Cash limit

It is the maximum limit you can withdraw cash from the card. Above that amount, you will not be able to withdraw cash.

Total amount due

The total amount which needs to be paid. This will include financial charges, if there is any interest or other charges if applicable.

Minimum amount due

This is a part payment on your total bill amount. When you are not able to pay the complete amount, you can pay a minimum amount to maintain good credit hold.

The amount varies between 5-20 per cent depending on the institution and type of card. Paying a minimum amount does not alter your CIBIL score.

Reward points

Rewards points give the summary of credit points earned and redeemed.

Transaction information

Check the transaction details such as the date on which it is swiped, place of transaction, if any extra fees is charged.

Statement date

The date at which your statement is generated. This will inform regarding the amount to be paid and last day to make payment.

Payment date

This is the last date to make payment of your credit card bill. After this date bank can charge you huge interest and late payment fee which ever is applicable.