Pay Income Tax

To make direct tax payment, one needs to register for it. The amount to pay tax will be debited from your account and the receipt with Special Number SIN will be generated. This number will be needed at the time filing your tax returns online.

Fund Transfer

Individuals can transfer funds from one bank account to another. To transfer funds using this method, one should be aware of 16 digit card number of the other person. The amount should range between Rs 5000 to Rs 49,000.

Open fixed deposit

Bank customers can open bank fixed deposit using ATM provided it has enough balance to open the same. There are options to select the tenure and the amount should range between Rs 5000 to Rs 49,000.

Premium Payment

Banks like HDFC, Axis and ICICI will allow payment of mutual fund and LIC premiums. To make payments using ATM one should keep the policy numbers and account details handy.

Make Donations

There is an option in the ATM machine to make donation to an NGO or temple trust. Once the payment is made, a receipt will be generated, which can used while filing of income taxes.

Utility Bills

Individuals can make payment of their utility bills such as electricity. Some banks also offer cash back facility for this.

Railway booking

Travelers can book their rail tickets through ATMs as most of the major banks like SBI and Punjab National Bank offer the facility at select locations.

Other Transactions

Other transactions include, cash deposits, mobile recharge, cheque book request