Avoid divulging passwords to known or unknown persons

As a practice you should avoid divulging the details of  passwords to known or unknown persons.

We can never be certain on the nefarious intentions of individuals. Unless, you are certain of friends and family members, it's best that you do not share the information.

As mentioned earlier bulk of the financial frauds are committed by individuals known to the person.

Email safety

Often it would seem that an email is from a bank, but, these could be a fake ID. Never open such attachments. If you click on them, it would take you to a different website, which would steal sensitive data. These could come along with promotional mails, so be very careful.

Change passwords frequently

You should ensure that you change passwords as often as is possible. This would keep others guessing and improve your safety. This should include all banking related passwords.

These days there are software that suggest passwords and also store your passwords safely. This is for those who forget their passwords.

Shred bank statements

Make sure you that you destroy your credit card statements and bank statements that are sent as hard copies. This will avoid an identity theft and a possible bank fraud.

Use a shredder that would destroy these statements and other documents very well.

Track credit card expenses

Sometimes credit card hackers steal money in small amounts, which may not even be noticed by you.

Make sure that you track your credit card expenses. This will enable you remember the expenses and report to the credit card company of a fraud that was perpetrated.

Check the websites that you shop at

Sometimes fraudsters can clone the original website, that you are tempted to think it is the correct one.

You may end-up shopping at a bogus website, leaving all your credit card and other details on the website.

This can lead to a fraud, that would not be very easy to detect.

Solid Anti Virus Software

Invest in a solid anti virus software. This should be a comprehensive one and not merely an internet anti virus software.

It should also include complete firewall protection.

However, this should supplement all of the strategies, including not to divulge information mentioned in the other slides.

Never give personal information over the phone

Try as far as possible to register for "Do not disturb" with your service provider.

This will eliminate unnecessary and fake calls. It would also prevent any possibilities of a fraud.