PM-KISAN 20th Instalment: Here are the Steps to Complete e-KYC to Get Rs 2,000 on Time

The 20th instalment of the PM-KISAN scheme is expected to be released by the end of June 2025, offering financial support to over 9.8 crore farmers across India. To ensure timely payment, all registered farmers must complete their Aadhaar-based e-KYC as soon as possible.

Under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme, small and marginal farmers receive Rs 6,000 per year, paid in three equal parts of Rs 2,000. The money is directly deposited into their bank accounts linked with Aadhaar.

To avoid missing out, farmers should complete their e-KYC either on the PM-KISAN portal, through the mobile app, or by visiting the nearest Common Service Centre (CSC).

What Is PM-KISAN?

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a central government scheme, launched in 2019 that gives Rs 6,000 per year to small and marginal farmers. The money is paid in three equal parts of Rs 2,000 every four months, directly into their bank accounts linked with Aadhaar.

The 20th instalment is expected to be released by the end of June or early July 2025. To receive the next payment without delays, farmers must complete some important tasks, especially their e-KYC.

What Is e-KYC And Why It Is Important?

e-KYC (Electronic Know Your Customer) is a verification process using Aadhaar to confirm a farmer's identity. It helps stop fraud and ensures the payment reaches the correct person.

e-KYC helps make sure that Direct Benefit Transfer (DBT) payments go to the right farmers without mistakes or duplicates. It also lowers the chances of failed transactions caused by wrong or mismatched details.

Steps To Complete e-KYC Online Using OTP:

You can do e-KYC from home using your Aadhaar-linked mobile number:
1. Visit the official PM-KISAN portal: https://pmkisan.gov.in
2. Click on 'e-KYC' under the 'Farmers Corner' section on the homepage.
3. Enter your Aadhaar number and click 'Search'.
4. Enter the OTP sent to your Aadhaar-linked mobile number.
5. Once the OTP is verified, your e-KYC will be updated in the PM-KISAN records.

Other Ways to Complete e-KYC:

If your mobile number is not linked to your Aadhaar, try these options:
• Visit a Common Service Centre (CSC) for biometric verification (fingerprint).
• Use face authentication through the PM-KISAN mobile app, helpful for elderly or disabled farmers.

What Happens If You Don't Complete e-KYC?

If e-KYC is not done, you will not receive the 20th installment. Only verified beneficiaries will get the payment as the government has made e-KYC mandatory for all PM-KISAN farmers.

Who Can Apply for PM-KISAN?

To be eligible, a person must:
• Be a citizen of India
• Own cultivable land
• Be a small or marginal farmer
• Not be a pensioner receiving Rs 10,000 or more monthly
• Not have filed income tax
• Not be an institutional landholder

How to Apply for PM-KISAN (For New Farmers)

1. Visit https://pmkisan.gov.in
2. Click on 'New Farmer Registration'
3. Enter your Aadhaar number and captcha
4. Fill out the required details and submit
5. Save or print the confirmation page

Final Checklist Before the 20th Installment

Farmers will get their 20th instalment of PM-KISAN scheme smoothly if they have completed the below steps:
• Aadhaar is linked with your bank account
• e-KYC is successfully completed
• Land ownership details are verified and updated
• Bank and personal information on the PM-KISAN portal is accurate.