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How To Apply Online For Savings Account In India?


A Savings account can be opened by anyone, the main purpose of this account is to encourage savings.


There are different type of savings account based on the services you look and ready to maintain a minimum balance.

There will be a nominal charge if you fail to maintain minimum balance as per your account and bank.

There are many banks which are offering the facility to apply for a savings account online.
This process is more relevant for those who have time constraints to visit a branch and go through the procedure.

How To Apply Online For Savings Account In India?

Step 1

Visit the bank site and download the online account opening form. Some banks like ICICI Bank allow you to fill the details online. While, SBI you can submit the form online.
With HDFC Bank, you can submit the form online, the concerned people will come and collect the documents at your doorstep.


Nomination is the important step in filling the form and most of the banks have made it mandatory to fill the nomination fill to form to be excepted. However, nomination made can be changed anytime later.


Step 2

Be ready with the documents once you submit your documents such as:

Passport, Voters Id Card Aadhaar Card, Drivers License, PAN Card, Property Tax Bills
Photo Id Cards issued by State/Central Government/Agencies, Senior Citizen Card, Photographs as required.

However, any one address and ID proof will serve the purpose, you may need supporting documents if the bank employee insists. Some banks also ask you to submit your documents online.

Step 3

Once your verification of a document is complete you will receive your welcome kit. Or one can visit the bank collect it, depending your bank procedure.

Banks where you can apply for online savings account

  • ICICI Bank
  • Yes Bank
  • HDFC Bank
  • Axis Bank
  • State Bank of India
  • Kotak Mahindra Bank
  • IDBI Bank
  • Andhra Bank
  • Union Bank of India


There is no written procedure to apply online, it varies with the bank and its policies. However, the bank will be happy to help once your Know Your Customer (KYC) is done. As that plays a very important role in any financial transactions.

Read more about: banking savings account
Story first published: Saturday, December 12, 2015, 10:51 [IST]
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