Don't need to carry money in your purse

You can avoid the inconveniences involved in carrying money in your wallets. By making a payment through debit card you can avoid handling cash, which may be cumbersome in cases where large purchases are involved.

Shop without change in hand

Even before demonetisation there exist problems regard with giving change while counting balance. Avoid the hassles associated with tendering change.

Rewards

Doing a debit card transaction can be a lot more rewarding. There are many benefits and rewards programs associated with using debit cards. The debit card rewards programs will give you reward points for your purchases. The points so earned can be accumulated and redeemed against a wide range of gifts and vouchers.

Cashback

Some cards also offer cash back facility if your spending exceeds a certain limit, wherein the cash-back amount is credited to the linked bank account. You can purchase more then. Read Also: Smart Ways To Choose Your Debit Card

Offers from banks

In order to attract more customers, banks launch exciting debit card offers from time to time for its debit card holders. These offers include discounts on movie tickets, discounts on app-based purchases, electronics, travel and holidays, apparels, restaurants and many other purchases.

Festive offers

The offers often get more attractive during festive seasons like Diwali, Dasara and all . You can learn about the offers available on your debit card by logging on to the issuer's website. You can shop around for the offers and program that suits you best.

Can use it like an ATM

If you need cash urgently, you can always use your debit card at the nearest ATM. Unlike credit cards, you can't spend money you don't have in your account. Read Also: How To Block A Lost Debit Card?