Equitas Small Finance Bank has lately come up with a unique savings account targeted specifically at today's women who is aspirational as well as independent. The savings account called 'EVA' offers a host of other benefits such as discounted rates on gold loan, unlimited free telemedicine consultation as well as exclusive offerings on debit cards.
Who is eligible to get this 'EVA' savings account opened at Equitas Small Finance Bank?
The one of its kind savings account can be opened by all women including salaried, homemakers, senior citizens, business women, transwomen and non-resident women. There shall be no non-maintenance fee charged.
How To Open EVA Savings Open?
Women intending to open this lucrative savings account that intends to look after your well being in all aspects can within minutes open Self eSavings account. All you will need to open the account is your ID credentials such as Aadhaar and PAN.
Interest rate applicable to EVA Savings a/c holders
|Daily closing balance||Rate|
|Up to Rs. 1 lakh||3.5%|
|Above Rs. 1 lakh and up to Rs. 30 crores||7%|
|Above Rs. 30 crores and up to Rs. 50 crores||7.25%|
Note interest shall be calculated based on the daily closing balance of the account and shall be payable quarterly.
Cash Charges levied on various transactions
|Cash deposit limit at home location i.e. both ATM and branch||Up to Rs. 50000 per month free|
|Charges beyond free limit||Rs. 3 per 1000|
|Cash deposit limit at non-home location||chargeable|
|Charges beyond free limit||Rs. 4 per 1000|
|Cash withdrawal at home location||free|
|Cash withdrawal at non-home location||Rs. 4 per 1000|
|Debit card cash withdrawal txns at metro locations (other bank ATMs)||Rs. 3 per month|
|Debit card cash withdrawal txns at non-metro locations (other bank ATMs)||Rs. 5 per month|
|Charges beyond free limit of ATM withdrawal||Rs. 20 per transaction|
|Cash withdrawal outside India||Rs. 110 per transaction|
|Balance inquiry outside India||Rs. 25 per transaction|
Other features and Benefits of EVA Savings Account
1.Unlimited tele consultation with women doctors, gynaecologists and experts in the mental health field.
2. Exclusive offers on debit cards
3. Discount of 25% on locker rentals
4. More benefits with family banking
5. Rewards on goal based saving
6. Reward points on every spend
7. Preferential rate on gold loan.
Now you may be concerned about the safety of maintaining savings account at Equitas Small Finance Bank, so to assure you on this aspect CRISIL has assigned a Stable rating to the bank and also it is a licensed scheduled commercial bank operating as per the regulations of the RBI. And deposits at the bank to the tune of Rs. 5 lakh are covered by the DICGC.