Top 3 Credit Cards For Online Shopping Ahead of Festive Season Sale

Nearly all the e-commerce platforms and shopping outlet is attempting to make the most out of the festive season spirit. Most of online shopping platforms and outlets have launched sales and attractive offers to woo consumers and boost sale.

Transactions using credit cards can help people in maximising their shopping benefits from these festive season sale. Festive sale on Amazon, Flipkart and other e-commerce platforms already includes special discounts on co-branded credit cards.

Top 3 Shopping Credit Cards

Many credit cards also offer additional discounts on online and even offline shopping. Here is the list of top 3 credit cards people can use to get discounts on online shopping, according to Paisabazar.com

Cashback SBI Card

Cashback SBI Card comes with a joining fee of Rs 999 and a maintenance fee of Rs 999. The credit card holders can get up to 5% cashback on all online purchases and 1% cashback on all offline purchases.

The maximum cashback you can accumulate each month is Rs. 5,000. This cap ensures that you can enjoy significant savings throughout the year. If your annual spending reaches Rs. 2 lakh, the renewal fee for the card will be waived. This benefit encourages continued use of the card for everyday expenses.

A 1% waiver on fuel surcharges is available, up to Rs. 100 monthly. This feature helps reduce costs when refueling your vehicle. These benefits collectively offer a comprehensive package for both online and offline shoppers, providing savings and rewards across various spending categories.

HSBC Live+ Credit Card

The credit card comes with a joining fee of Rs 999 and a maintenance fee of Rs 999. The credit card holders can earn around 10% cashback (maximum Rs 1000). Additionally, they can earn 1.5% cashback on other online spends.

Cardholders can enjoy four free visits to domestic airport lounges annually. This benefit provides a comfortable travel experience, allowing access to exclusive amenities and relaxation areas at airports across the country.

Additionally, customers who spend Rs. 20,000 within the first month of receiving their card will receive a cashback of Rs. 1,000. This offer encourages new users to engage with their card early on and enjoy immediate rewards.

The Live+ Dining Programme offers up to 15% discounts at selected partner restaurants. This perk allows cardholders to indulge in culinary experiences while saving money on dining out.

If you spend over Rs. 2 lakh in a year, the annual fee for your card will be waived. This incentive encourages higher spending by rewarding frequent users with savings on their yearly fees.

SBI SimplyCLICK Credit Card

The credit card comes with a joining fee of Rs 499 and an annual/renewal fee of Rs 499. The credit card holders can get around 10 times rewards on top online brands. Whereas, they can earn an estimated 5 times reward points on other online spends.

For every Rs. 100 spent across various categories, members earn 1 reward point. This allows for accumulating points that can be redeemed for exciting offers and discounts.
To further enhance savings, a 1% fuel surcharge waiver is applicable on fuel transactions ranging from Rs. 500 to Rs. 3,000. This benefit helps in reducing the overall cost of fuel purchases.

The annual fee is waived off once a member reaches an annual spend of Rs. 1 lakh. This provides an added incentive to maximise spending benefits throughout the year.